Destin & South Walton Real Estate Blog

When purchasing a home in Destin or South Walton, Florida, your credit score plays an important role in the mortgage approval process. Mortgage lenders rely heavily on a borrower’s credit report and credit score to determine the applicant’s creditworthiness and gauge his ability to meet mortgage obligations. Mortgage lenders base loan approval and loan amount decisions largely on the borrower’s debt-to-income ratio and repayment history as revealed in his credit report and credit score.

South Walton home buyers  can inadvertently damage their credit score, possibly jeopardizing the approval of their mortgage, if they are not aware of the impact credit use can have on their credit score. Destin realtors  recommend that home buyers not apply for new…

Owning a home is still the American dream. Despite the recent economic downturn, the majority of Americans still believe that owning a home [http://www.gulfcoastrealestatesales.com/] assures a better quality of life and is a smart financial investment. According to a recent survey of nearly 4,000 adults, 95% of current home owners and 72% of renters believe that buying a home is a smart decision that grows increasingly more beneficial the longer you own your home.

Conducted by Harris Interactive for the National Association of Realtors, the American Attitudes about Homeownership survey round that 56% of home owners were satisfied with their quality of life compared to just 36% of renters. Home owners were similarly more satisfied than renters with…

Location. Location. Location. To that often chanted real estate maxim, vacation property buyers should add timing, timing, timing. There will never be a more favorable time to purchase a vacation home in Destin and South Walton, Florida. After the double whammy dealt by the housing/mortgage meltdown and the Gulf oil spill, property values along Florida’s scenic Gulf Coast are cheap; mortgage interest rates are unbelievably low; and property selection is at an all-time high. It’s the optimal buyer’s market. If you’ve been thinking about purchasing a vacation home in the Destin-South Walton area, it’s time to make your move. The current buyer’s market is already showing signs of turning around, and the incredible real estate bargains available today are…

Buying a home is the biggest financial investment most people make during their lifetime and one of the most stressful. The path to home ownership is usually expensive, confusing and complicated. The stress of finding the right home in the Destin-South Walton area http, negotiating with the home owner, arranging for an affordable mortgage, completing what can seem like stacks of paperwork, and waiting anxiously for your lender to approve your loan, all while trying to keep track of hundreds of important details is enough to make many people question the wisdom of buying a home on the Gulf Coast. First-time buyers in particular can feel overwhelmed by a system they are unfamiliar with and don’t understand. That’s why it’s so important to find the…

People come to the Sandestin Golf and Beach Resort just outside of Destin, Florida in Miramar Beach for the championship golf; but it’s the rich, active lifestyle that captures their heart and entices them to stay. Designed around four championship golf courses, the 2,400-acre Sandestin Golf and Beach Resort encompasses 30+ charming village neighborhoods situated along a 7-mile strip of beautiful, sugar-sand beach and stunning bayfront property. Located between Pensacola and Panama City in the heart of Florida’s lush Emerald Coast, Sandestin Golf and Beach Resort offers a wide choice of living styles to suit every budget from luxurious rental condominiums to charming single-family villas and elegant town homes to palatial estates. Buildable lots are also…

In the movies, staging is used to draw the audience into the story. Props and lighting are used to create the desired mood or transport the audience to another place or time. When preparing a Gulf Coast home or condominium for sale , Florida realtors use the same staging tricks to help prospective buyers imagine themselves living in your home.

Staging is about creating positive impressions. Emerald Coast realtors use staging to do two things:

Create a welcoming atmosphere and imbue your home with a pleasant sense of stylish sophistication. For example, to stage a bathroom, a bowl of flowers, a trio of tapered candles and some pretty guest towels tied with satin ribbon might be placed on the vanity counter.

Showcase the most attractive…