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If you want a permanent inroad to your favorite place to visit, purchasing a vacation home can be extraordinarily rewarding. And you’re far from alone: 21% of all residential transactions in 2014 were for vacation homes, according to the National Association of Realtors. But it’s a huge investment, and not one to be made with any less diligence than any other home purchase. Before signing the paperwork, do ample research into the local area and what owning a second property could mean for you even while you’re at your full-time home.

Taxes: Even if you’re only in your vacation home for a portion of the year, you still have to pay a full year’s worth of property taxes, so it’s important that you’re familiar with the tax code. Some tourism-heavy areas…

This wonderful three-bedroom beach vacation home at 266 Open Gulf Street has a splendid location in an established residential neighborhood that borders the sugary shoreline in the heart of Miramar Beach. Although it is tucked away in a private little world of its own, this beach house is a popular destination for visiting guests. In fact it grossed nearly $30,000 in 2016 on a rental program through our sister division Ocean Reef Resorts with the potential to do considerably more. This beach home comes completely furnished and is ready for guests.

The private beach access is just steps away and the glistening gulf, which may be seen from the upper level balcony off the Master Bedroom Suite.  The parchment toned tile flooring is low maintenance, the…

Destin is all about the beautiful beaches, right? Well there is a lot to be said for our sugary shoreline and shimmering white quartz crystal sand but once you discover boating - you will say Destin is all about the water! The dazzling jewel toned waters wrap around our entire island-like peninsula and are filled with a cornucopia of fish. One of the best places to own a boat is on Holiday Isle, a prestigious locale where gorgeous single-family homes were constructed to take advantage of this “off shore” location near the heart of Destin. The Destin Harbor borders Holiday Isle on the north side and the glistening gulf spans an expansive beach along its southern shore. East Pass connects here to the open gulf so many big private vessels are docked behind…

Can you believe one of the questions we get asked most often?  “Is Destin a good place to live?” Well the answer is no - it’s a great place to live!

Destin comes complete with beautiful beaches, fabulous fishing, great golfing, outstanding shopping venues, world class dining and an abundance of water sports. Ocean Reef is proud to be situated in this perfect paradise providing real estate consultations and information to buyers who are seeking fine distinctive homes as well as luxurious condominiums. In recent years the rest of the nation have discovered these sugar white shores, and not just for vacations, but for year round living. The thriving fishing enterprises became a founding catalyst for this area of Northwest Florida back in the mid 1800s…

We have good news and we have bad news. The bad news is that sustained demand for real estate has fueled tightening inventories, which are raising prices for real estate along Northwest Florida’s Emerald Coast. The good news is that there are still a few value deals available and interest rates remain near historic lows! Now is definitely the time to buy that beach “home away from home” at a good lending rate especially if you find a decent value. Value is ultimately determined by location. We’ve located three great condominiums available on sought after Holiday Isle in Destin offered at a good price. This prestigious peninsula has an awesome location that is “off shore” but near the heart of Destin. All the nightlife, restaurants, lively bars, seasonal…

Banana Beach is four bedroom Miramar Beach vacation home that is a short distance away from the sugar white beach on the Gulf of Mexico and also has its own private pool. Within minutes you may go from taking a refreshing dip in the lovely lagoon shaped pool to luxuriating in the glowing waters of the jewel toned gulf. It is tucked away near the beach at 104 Norwood Drive in a small residential community of single family homes. This sought after location south of Scenic Gulf Drive is actually in the heart of Destin’s Miramar Beach, which makes it an ideal vacation residence or potentially lucrative rental property that is projected to do $75K in gross rental revenue this year as is. You are just minutes away from popular gulf front restaurants, friendly…

The Palms of Destin is a popular resort located close to Henderson Beach State Park off the Emerald Coast Parkway about half way between the Destin Harbor and Destin Commons. Two luxurious high rise towers host privately owned condominiums that most often serve as vacation rentals. The Palms of Destin also has a conference center and has a formal lobby with a concierge that serves its guests.

The two buildings are interconnected by the lobby and soar above a massive swimming pool that creates a sparkling lagoon-like oasis adorned with palm trees and lush landscaping. This property has a claim to fame as being home to Destin’s largest swimming pool and encompasses 11,000 square feet of freshwater fun and frolic. The zero entry pool contains almost…

St. Maarten 506 is a luxurious three bedroom condominium in Destin that is located in the exclusively gated world of Silver Shells, overlooking 1,100 linear feet of a powder white crystalline beach and the jeweled waters of the Gulf of Mexico. Silver Shells adjoins the expansive Henderson Beach State Park with tons of sugary beach to roam. A massive 7,500 square foot lagoon swimming pool with an expansive patio for sunning sits beside islands of palm trees set upon a green lush lawn. A splashing waterfall provides visual refreshment while a bubbling hot tub sits nearby. Another indoor/outdoor heated pool adjoins a classically columned patio area. The Sandbar & Grill provides favorite frozen beverages with tasty snacks so you may enjoy dining poolside…

Destin has many "dream homes" for sale and some of them have a waterfront boat dock. However only a precious few have the “Wow” factor that this masterpiece provides, not only due to its awesome location and multiple docks but also the incredible interior design. Located at 623 Lagoon Drive, this “one of a kind” premier architectural creation combines brilliant design with the very highest form of talented craftsmanship. The coveted Holiday Isle location provides 100 feet of protected waterfront overlooking Destin’s Harbor with FOUR deepwater docks, two of which can berth large yachts.

This remarkable 7,500 square foot home has six bedrooms and seven baths with room to entertain plenty of guests. Walls of floor to ceiling windows on three floors…

For 33 years Ocean Reef Resorts has represented private vacation rental properties and many of these are luxurious beachfront condominiums located all along the Emerald Coast. A majority of visiting guests fall in love with Destin or any of the surrounding communities and come here every year on family vacations or romantic long weekend getaways. Eventually many decide to purchase property in this part of paradise and we have professional real estate agents who can help you.

Before you decide to buy a condominium you must zero in on a desirable location which is of paramount importance. You’ve heard about the importance of “location” before since it always applies to the purchase of a single family home, but it also applies to condominiums. Many…