8706 Surf Drive # A, Panama City Beach
MLS® # 999342
Discover an excellent investment opportunity on the east end of Panama City Beach. This adorable Holiday Beach duplex offers two versatile living spaces and a location that continues to appeal to both long- and short-term renters. Unit A features 2 bedrooms, 1 bathroom, plus a bonus room, while Unit B offers 1 bedroom and 1 bathroom—ideal for generating income from multiple streams, creating a combined 3-bedroom, 2-bath layout, or using the 1-bedroom side as a mother-in-law suite or multi-generational living space. The property includes recent exterior updates, a metal roof, tile and vinyl plank flooring, partial fencing, and ample driveway parking. Each unit is equipped with electric stainless appliances, central HVAC with supplemental mini-split in Unit A, and public water/septic utilities. Positioned just a short distance from beach access at Richard Seltzer Park, this property places you minutes from St. Andrews State Park, restaurants, shopping, marinas, and multiple public boat launches. Lot size is approximately 55' x 150', and zoning allows for continued multi-family use. Whether you're expanding a rental portfolio or looking for a flexible beach-area property, this duplex offers strong potential in a sought-after location. All information is deemed accurate but should be verified by the buyer and/or buyer's agent if important. Schedule your private showing today!
Electric, Public Water, Septic Tank, TV Cable
Cooktop, Dishwasher, Microwave, Refrigerator
Survey Available, Within 1/2 Mile to Water
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Listing information last updated on October 15th, 2026 at 9:07pm CDT.