8706 Surf Drive # A, Panama City Beach

$459,000

2 Beds
2 Baths
1,150 Sqft
.05 Acre
2 Garages

Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units.
Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors.
All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience.
The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests.
Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.

Essential Information
MLS® #999342
Price$459,000
Sold Price$425,000
Date Sold$2026-09-09
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,150
Acres0.05
Year Built1983
TypeResidential
Sub-TypeTownhouse
StyleTriplex
StatusSold
Community Information
Address8706 Surf Drive # A
Area27 - Bay County
SubdivisionBEL AIR 2ND ADDN
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
ParkingGarage Door Opener
# of Garages2
ViewGulf
Utilities

Electric, Public Water, Septic Tank

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Interior Features

Newly Painted, Natural Woodwork

Appliances

Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater

Exterior
Exterior FeaturesBalcony, Outdoor Shower
Lot DescriptionWithin 1/2 Mile to Water
RoofMetal
ConstructionStucco, Trim Wood
Windows

Double Pane Windows, Window Treatments

School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Additional Information
Days on Website199
Zoning

Resid Multi-Family, Resid Single Family

Listing Details
OfficeCompass
Property History
Price Reduced from $495,000 to $459,000
Price Reduced from $548,000 to $495,000
Price Reduced from $549,000 to $548,000
Price Reduced from $599,000 to $549,000
Price Reduced from $650,000 to $599,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 15th, 2026 at 10:22pm CDT.