1220 W Water Oak, Panama City Beach

$1,199,000

4 Beds
3 Baths
2,652 Sqft
0 Acre
2 Garages

Perched above the 16th fairway sits a newly renovated luxury retreat offering four bedrooms and three full bathrooms across a split floor plan with ample homey and entertaining spaces. Upon entry, you are welcomed into a gathering room with soaring ceilings and an abundance of natural light.
The updated baths and renovated kitchen showcase modern finishes and stainless steel appliances, making both everyday living and entertaining a delight. New tile flooring throughout adds a touch of elegance paired with durability, while the select window treatments provide privacy and style.
The home's exterior and interior have been freshly painted, giving it a pristine, move-in-ready appeal.

Essential Information
MLS® #995016
Price$1,199,000
Sold Price$1,135,000
Date Sold$2026-04-10
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,652
Year Built2004
TypeResidential
Sub-TypeDetached Single Family
StyleCraftsman
StatusSold
Community Information
Address1220 W Water Oak
Area27 - Bay County
SubdivisionWILD HERON
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Amenities
ParkingGarage
# of Garages2
Has PoolYes
PoolIn Ground
Utilities

Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable

Interior
HeatingCentral, Gas - Natural
CoolingCentral Air
# of Stories2
Interior Features

Breakfast Bar, Kitchen Island, Split Bedroom

Appliances

Dishwasher, Microwave, Range Hood, Refrigerator

Exterior
Exterior FeaturesColumns, Sprinkler System
Lot DescriptionOn Golf Course
WindowsWindow Treatments, Window Bay
RoofShingle
ConstructionMasonite, Stone, Trim Aluminum
School Information
ElementaryWest Bay
MiddleSurfside
HighArnold
Additional Information
Days on Website250
ZoningResid Single Family
Listing Details
OfficeCounts Real Estate Group Inc
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 18th, 2026 at 9:22am CDT.