This beautiful brick home offers a comfortable, functional layout with vaulted ceilings, an open main living area, and a split bedroom floor plan that provides both flow and privacy. Natural light fills the living and dining spaces, creating a welcoming atmosphere for everyday living. This home features a 2.75% assumable VA loan for qualified buyers--an incredible advantage in today's rate environment and a rare chance to secure a significantly lower interest rate. The kitchen opens to the main living area and features stainless steel appliances, a breakfast bar, and a dining space accented by a bay window. The primary suite is spacious and includes dual vanities, a garden tub/shower combination, and a walk-in closet. Key system updates include an architectural shingle roof installed in 2020 (Atlas Pristine 50-Year Shingle), and water heater replaced in 2020, and a brand new HVAC system (interior and exterior) installed in June 2025, providing long-term value and peace of mind. Outside, the home offers a privacy-fenced backyard, full irrigation system, mature trees, and established landscaping deal for relaxing or entertaining. Conveniently located near schools, shopping, dining, beaches, and Hurlburt Field, this home delivers solid construction, reliable systems, and everyday comfort at an attractive price point.