4003 Tarpon Street, Panama City Beach

$699,000

4 Beds
3 Baths
1,949 Sqft
.17 Acre
2 Garages

This brand-new two-story home combines modern coastal style with flexibility and income potential, located just south of Grand Lagoon and only blocks from multiple public beach accesses, restaurants, shopping, and nightlife.

Designed for investors, second-home buyers, or full-time residents, this property features no HOA and no short-term rental restrictions, allowing you to maximize use and returns.

The main level offers a bright, open-concept layout connecting the kitchen, dining, and living areas, ideal for entertaining or relaxing after a day at the beach. Upstairs, a versatile flex space provides options for a bunk room, secondary living area, or home office — a valuable bonus for short-term rental layouts.
Interior details include custom wood cabinetry, granite countertops, stainless steel appliances, durable LVP flooring, and tiled walk-in showers with premium fixtures. Built with efficiency in mind, the home includes impact-rated windows, spray foam insulation, and a smart thermostat system for year-round comfort and lower utility costs.

The exterior offers covered front and rear porches, a two-car garage, and a fully fenced yard with room to add a private pool or outdoor entertainment area.

With its turnkey new construction, prime location, and strong rental flexibility, this home delivers the perfect blend of modern comfort and income-producing potential in one of Panama City Beach's most desirable coastal neighborhoods.

Essential Information
MLS® #974936
Price$699,000
Sold Price$640,000
Date Sold$2025-12-29
Bedrooms4
Bathrooms3.00
Full Baths2
Half Baths1
Square Footage1,949
Acres0.17
Year Built2024
TypeResidential
Sub-TypeDetached Single Family
StyleTraditional
StatusSold
Community Information
Address4003 Tarpon Street
Area27 - Bay County
SubdivisionBEL AIR
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
ParkingGarage Door Opener
# of Garages2
Utilities

Electric, Public Sewer, Public Water

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Interior Features

Breakfast Bar, Crown Molding, Tray Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Washer/Dryer Hookup, Woodwork Painted

Appliances

Dishwasher, Range Hood, Electric Water Heater

Exterior
Exterior FeaturesPrivate Yard, Sprinkler System
WindowsWindow Treatments
RoofComposite Shngl
ConstructionFrame, Siding CmntFbrHrdBrd
FoundationSlab
Lot Description

Interior Lot, Within 1/2 Mile to Water

School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Additional Information
Days on Website537
ZoningResid Single Family
Listing Details
OfficeScenic Real Estate
Property History
Price Reduced from $730,000 to $699,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 15th, 2026 at 2:52am CDT.