7824 Thomas Drive, Panama City Beach
MLS® # 1011397
UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS.
ASSUMABLE VA LOAN at 2.25% -- a rare and valuable opportunity!
Move-in ready and impeccably maintained, this stunning 2,591 SF residence delivers the perfect blend of comfort, style, and thoughtful upgrades. Featuring 3 bedrooms, 2.5 baths, and a dedicated office, the open-concept design is highlighted by soaring ceilings and an abundance of natural light.
Enjoy seamless indoor-outdoor living with a spacious, screen-enclosed pool and patio, perfect for relaxing or entertaining year-round. The beautifully appointed kitchen showcases soft-close cabinetry with elegant up lighting, an oversized breakfast bar, and opens to the inviting family room, where large corner windows overlook the sparkling pool and a cozy fireplace adds warmth and charm. There is a wood burning fireplace with a beautiful view of the pool and the best part of the pool is that it is heated and enclosed.
A formal dining room and private office both enhanced with custom built-ins and all-new bookshelves flank the foyer. The expansive primary suite offers a true retreat, complete with a sitting area and direct access to the pool. The luxurious ensuite bath features a 6-jet soaking tub, updated walk-in shower, and dual vanities. A split-bedroom floor plan provides privacy, with two guest bedrooms connected by a Jack-and-Jill bath, plus a convenient half bath for visitors.
Built for durability and efficiency with 2x6 construction, this home also includes above closet storage, a floored attic above the garage, and numerous recent upgrades throughout.
Recent Improvements & Features Include:
Heated, screen-enclosed pool with new screen, resurfaced finish, and all-new equipment
Newly painted pool deck
Brand new exterior paint
Roof approximately 6 years old
New HVAC system (under warranty)
Bosch dishwasher, new garbage disposal, and newer appliances throughout
New washer and dryer
Updated showers and new ceiling fans
Porcelain tile flooring in select areas
Epoxy-coated garage floors + new garage door opener
Located in a gated community with security and convenient access near the back gate, this home is ideally positioned close to the West Bay Point exit onto Navy Blvd.
This property truly stands out offering exceptional upgrades, a functional layout, and a highly desirable assumable VA loan. A rare find that combines luxury, efficiency, and value in one beautiful package.
Electric, Public Sewer, Public Water, TV Cable, Underground
Central Vacuum, Breakfast Bar, Bookcases, Crown Molding, Vaulted Ceiling(s), Fireplace, Pantry, Split Bedroom, Washer/Dryer Hookup
Dishwasher, Disposal, Microwave, Refrigerator, Electric Water Heater
Private Yard, Hurricane Shutters, Lawn Pump, Pool - Gunite Concrt, Pool - Enclosed, Sprinkler System
Double Pane Windows, Window Treatments
Foundation Off Grade, Frame, Stucco
DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Listing information last updated on October 15th, 2026 at 8:38am CDT.