***2.25% ASSUMABLE VA LOAN!!!*** {NEW ROOF & WATER HEATER BEFORE CLOSING!!} If you're wanting a huge fenced backyard, 4 bedrooms, and updates throughout, then look no further! This beautiful & spacious 4BR/2BA home is nestled on a large half acre lot in the desirable & established community of Silver Creek Estates that features underground utilities! The thoughtful open & split floorplan offers ease for entertainment. Enjoy all the wonderful features for both inside & outside such as high ceilings in the living room, kitchen, & dining area, no carpet, LVP flooring throughout with tile in the bathrooms, quartz kitchen countertops, spacious living room with fireplace, a screened-in back porch, outdoor fire pit area, gutters, a sprinkler system, and SO much more!! This home is a MUST SEE! Septic tank is located in front yard. It was just pumped & inspected in January 2026. We have 3 insurance quotes: $1,393 (People's Trust through Cooke Insurance Agency - Niceville), $1,740.97 (Frontline through Cooke Insurance Agency - Niceville), and $1,753 (Cypress through Affordable Home Insurance).