399 Allen Loop Drive, Santa Rosa Beach

$2,490,000

5 Beds
4 Baths
3,156 Sqft
1.38 Acres
3 Garages

Featuring the largest single-family homesite on Oyster Lake, one of South Walton's rare coastal dune lakes, this 1.38-acre property offers a level of privacy and space unrivaled on the lake. With water views, sunset-facing exposure, and exceptional parking capacity, this is a 30A opportunity unlikely to be replicated.
Originally built in 1994 and updated over time, the residence offers over 3,000 square feet with 5 bedrooms and 4 full bathrooms, along with a versatile bonus room ideal for a game room, media space or additional living area. The layout is both comfortable and functional, ready to enjoy as-is or tailor to your vision.
Perfectly positioned to embrace its surroundings, the home captures expansive views across Oyster Lake with the Gulf shimmering beyond, setting the stage for stunning sunsets each evening. Whether relaxing on the deck or in the heated, saltwater pool overlooking the lake, the setting feels immersive and serene. Inside, the primary suite, kitchen, living, and dining areas are all thoughtfully oriented to the water, creating a seamless connection between indoor and outdoor living.
What further distinguishes this property is how effortlessly it blends lifestyle and functionality. A private dock on Oyster Lake invites easy days on the water, from paddleboarding at sunrise to kayaking at sunset. The residence itself sits high and dry in Flood Zone X, while the 1.38-acre homesite provides a level of privacy rarely found along 30A. A 3-car garage, parking for 11+ additional vehicles, and an RV pad with electric, water, and sewer hookups offer exceptional flexibility.
Just a 6-minute walk to the beach, this home allows you to enjoy the 30A lifestyle without the hassle of public parking. Spend the morning on the sand, return home for lunch, and head back with ease. With three convenient access points to Highway 98, you'll also benefit from smooth connectivity without the typical traffic challenges.
The views are protected, the setting is peaceful, and the combination of acreage, waterfront, and proximity to the Gulf is truly exceptional.

Essential Information
MLS® #999335
Price$2,490,000
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,156
Acres1.38
Year Built1994
TypeResidential
Sub-TypeDetached Single Family
StyleOther
StatusActive
Community Information
Address399 Allen Loop Drive
Area17 - 30A West
SubdivisionDUNE ALLEN
CitySanta Rosa Beach
CountyWalton
StateFL
Zip Code32459
Amenities
# of Garages3
ViewGulf, Lake
Is WaterfrontYes
WaterfrontCoastal Dune Lakes
Has PoolYes
PoolHeated, In Ground
Utilities

Electric, Gas - Natural, Public Sewer, Public Water

Parking

Garage Door Opener, Oversized, RV Access/Parking, Garage

Interior
HeatingCentral, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
FireplaceYes
FireplacesFireplace Gas
# of Stories2
Has BasementYes
BasementFinished
Interior Features

Breakfast Bar, Bookcases, Kitchen Island, Recessed Lighting, Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Dryer, Microwave, Electric Water Heater

Exterior
RoofShingle
ConstructionConcrete, Stucco
Exterior Features

Outdoor Grill, Balcony, Dock, Outdoor Shower, Sprinkler System

Lot Description

Irregular Lot, Wetlands, Within 1/2 Mile to Water

School Information
ElementaryVan R Butler
MiddleEmerald Coast
HighSouth Walton
Additional Information
ZoningResid Single Family
Office

Christies International Real Estate Emerald Coast

Property History
Price Reduced from $2,700,000 to $2,490,000
Price Reduced from $2,999,000 to $2,700,000
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Listing information last updated on October 14th, 2026 at 9:52pm CDT.