308 Westlake Court 308, Niceville

$269,990

3 Beds
2 Baths
1,237 Sqft
0 Acre
0 Garage

Lake views, a private porch, no neighbors above, and an assumable loan at an incredible 2.25% interest rate make 308 Westlake Court a unique opportunity in Bluewater Bay. The existing loan may be assumable by a qualified buyer with an extremely small gap, offering the potential to secure financing at a rate far below today's market. Tucked along a serene lake, this beautifully maintained two-story condominium offers a comfortable layout, thoughtful updates, and the convenience of low-maintenance living. The private porch overlooks the water, while the spacious primary bedroom enjoys its own tranquil lake views. Located on the second level, the home also offers the added privacy of having no residence above.

The floor plan provides flexibility without sacrificing comfort. A first-floor bedroom and full bathroom create a convenient space for guests, a home office, or additional living needs, while the primary suite is privately situated upstairs. Fresh paint throughout gives the home a clean, refreshed feel, and it has been exceptionally well maintained.

Recent improvements include an HVAC system and water heater replaced in 2022, as well as an updated washer, dryer, and stove. The HOA replaced the roof in 2020, adding another valuable benefit for the next owner.

The condominium is VA-approved and allows short-term rentals, providing options for a full-time residence, second home, or investment property.

Bluewater Bay adds even more to the appeal. LJ Schooners, the marina, and waterfront activities such as boating, fishing, and paddleboarding are all nearby, with many destinations accessible by foot or golf cart. Eglin Air Force Base, shopping, dining, schools, and the white-sand beaches of the Emerald Coast are also just minutes away.

For a buyer looking for a well-maintained home with beautiful water views, a versatile floor plan, desirable community amenities, and the potential to assume an exceptionally low 2.25% interest rate with a very small gap, 308 Westlake Court is one worth seeing in person.

Essential Information
MLS® #998724
Price$269,990
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,237
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusActive
Community Information
Address308 Westlake Court 308
Area13 - Niceville
CityNiceville
CountyOkaloosa
StateFL
Zip Code32578
Subdivision

LAKESIDE CONDO AT BLUEWATER BAY

Amenities
UtilitiesElectric, Public Water
ViewLake
Is WaterfrontYes
WaterfrontLake Front
Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
Interior Features

Owner's Closet, Washer/Dryer Hookup

Appliances

Dishwasher, Dryer, Microwave, Washer, Electric Water Heater

Exterior
Exterior FeaturesBalcony
WindowsSkylight(s)
RoofComposite Shngl
ConstructionStucco, Trim Wood
FoundationSlab
School Information
ElementaryBluewater
MiddleRuckel
HighNiceville
Listing Details
OfficeColdwell Banker Realty
Property History
Price Reduced from $280,000 to $269,990
Price Reduced from $299,000 to $280,000
Price Reduced from $309,990 to $299,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 16th, 2026 at 12:37am CDT.