443 Shelter Cove Drive, Santa Rosa Beach

$999,999

4 Beds
4 Baths
3,100 Sqft
.41 Acre
2 Garages

Rare custom 2023-built home featuring dual primary suites and NO HOA, situated on a spacious 0.41-acre lot just steps from Choctawhatchee Bay! Designed for ultimate flexibility, this 3,100 sq ft contemporary residence offers a coveted main-level primary suite plus a second-level primary ensuite--perfect for multi-generational living, hosting guests, or long-term/short-term rental potential. The light-filled, open-concept layout features a chef's kitchen with quartz countertops, white shaker cabinetry, subway tile backsplash, custom range hood, and a generous breakfast bar. Enjoy coastal bay views, an expansive yard with room for a private pool, boat/RV parking, and top-rated South Walton schools (Van R. Butler, Emerald Coast Middle, South Walton High). Key Features & Highlights of this home are: Flexible Living- 4 Bedrooms, 3.5 Baths with dual main & upper primary suites. Outdoor Space - 0.41-acre cleared lot, lawn pump, sprinkler system, balcony & porch.
Parking Freedom- 2-car garage + oversized driveway accommodating 4 additional vehicles.
No HOA Constraints - Freedom for recreational vehicle/watercraft storage and customized outdoor living. Seller said make an offer. hood, and an oversized island--ideal for entertaining. The first-floor primary suite offers a private retreat with a spa-like bath, including a freestanding tub, separate tiled shower, dual vanities, and a large walk-in closet. Upstairs, you'll find three additional bedrooms, including the second ensuite primary, plus an expansive 24x18 flex room--perfect for a media room, game room, home office, or additional living space. Enjoy peaceful mornings and sunset evenings from the upstairs balcony, where you can take in views of the bay and watch dolphins and local wildlife. Additional highlights include a large walk-in pantry, well-designed laundry room with room for utility sink, luxury vinyl plank flooring, and high-end finishes throughout. With no HOA restrictions, ample space, and close proximity to boating, beaches, dining, and shopping, this home offers unmatched freedom and lifestyle in one of Santa Rosa Beach's most desirable areas. Yes, there is room for a pool and your own personal backyard oasis. Schedule your private showing today and experience elevated coastal living without compromise.

Essential Information
MLS® #998443
Price$999,999
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths1
Square Footage3,100
Acres0.41
Year Built2023
TypeResidential
Sub-TypeDetached Single Family
StyleContemporary
StatusActive
Community Information
Address443 Shelter Cove Drive
Area16 - North Santa Rosa Beach
SubdivisionSHELTER COVE ESTATES 2ND ADDN
CitySanta Rosa Beach
CountyWalton
StateFL
Zip Code32459
Amenities
ParkingGarage Door Opener, Garage
# of Garages2
ViewBay
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Interior
HeatingGas - Natural
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Interior Features

Breakfast Bar, Kitchen Island, Recessed Lighting, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Microwave, Range Hood, Electric Water Heater

Exterior
WindowsWindow Treatments
RoofMetal
ConstructionFrame, Stucco
Exterior Features

Balcony, Lawn Pump, Sprinkler System

Lot Description

Cleared, Survey Available, Within 1/2 Mile to Water

School Information
ElementaryVan R Butler
MiddleEmerald Coast
HighSouth Walton
Additional Information
ZoningResid Single Family
Listing Details
OfficeColdwell Banker Realty
Property History
Price Reduced from $1,050,000 to $999,999
Price Reduced from $1,075,000 to $1,050,000
Price Reduced from $1,100,000 to $1,075,000
Price Reduced from $1,125,000 to $1,100,000
Price Reduced from $1,135,000 to $1,125,000
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Listing information last updated on October 14th, 2026 at 8:22pm CDT.