4403 Bluewater Drive, Panama City

$579,000

3 Beds
3 Baths
2,263 Sqft
.82 Acre
2 Garages

Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: " Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. " Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! " Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

Essential Information
MLS® #998393
Price$579,000
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,263
Acres0.82
Year Built1979
TypeResidential
Sub-TypeDetached Single Family
StyleSplit Level
StatusActive
Community Information
Address4403 Bluewater Drive
Area27 - Bay County
SubdivisionDEERPOINT ESTATES
CityPanama City
CountyBay
StateFL
Zip Code32404
Amenities
# of Garages2
ViewLake
Is WaterfrontYes
Utilities

Electric, Private Well, Septic Tank, TV Cable

Parking

Garage Door Opener, Guest, Oversized, See Remarks

Waterfront

Lake Front, RiparianRights, Shore - Natural

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Interior Features

Breakfast Bar, Bookcases, Crown Molding, Fireplace, Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Microwave, Refrigerator, Trash Compactor, Electric Water Heater

Exterior
RoofComposite Shngl, Shingle
Exterior Features

Balcony, Private Yard, Fenced Cross, Yard Building

Lot Description

Cul-De-Sac, Dead End, Within 1/2 Mile to Water

Windows

Double Pane Windows, Window Treatments

Construction

Foundation Off Grade, Frame, Brick, Trim Vinyl

School Information
ElementaryDeer Point
MiddleMerritt Brown
HighMosley
Additional Information
ZoningCounty, Resid Single Family
Listing Details
OfficeBeachy Beach Real Estate
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Listing information last updated on October 14th, 2026 at 8:37pm CDT.