103 St Simon Circle, Miramar Beach

$1,749,000

5 Beds
5 Baths
2,904 Sqft
.1 Acre
0 Garage

Experience the charm of 103 St Simon, a luxurious 5 bedroom, 4.5 bath getaway in Miramar Beach, built with comfort and style in mind. Spanning three levels and over 2,900 square feet, this beautifully appointed home is just a quick walk or golf cart ride from the pristine white sands of the Emerald Coast and includes a private beach access for Emerald Waters Village. **This home is being sold fully furnished with a golf cart.. Turnkey ready for your family vacations** As you step inside, you're welcomed by an open living space designed for both comfort and entertaining. The living room features a striking shiplap accent wall with a cozy fireplace to enjoy your evenings. Just off the main living area, a stylish wet bar complete with a sink and wine cooler makes hosting effortless. In the kitchen, elegant quartz countertops provide both beauty and durability, while coffered ceilings add architectural detail and character. The quartz island serves as both a prep space and gathering spot, featuring a built-in sink, microwave built into the island, and comfortable bar seating for casual dining or morning coffee convos. The kitchen is also equipped with stainless steel appliances, a professional-grade gas range, and a vented range hood perfect for cooking in.

Step outside to your own private resort-style retreat! The fenced in backyard features a heated saltwater pool paired with a waterfall spa. A fire pit lounge with comfortable seating invites late-night conversations, while the gas grill and outdoor dining area make it easy to enjoy meals in the open air. Framed by palm trees and lush landscaping, the space offers a peaceful, tropical backdrop perfect for both lively gatherings and quiet afternoons by the water.

On the second floor, two queen bedrooms and a custom-designed bunk room (with pacman machine) are well-suited for families or groups. The laundry is conveniently located near all of the bedrooms. Home comes with a tankless gas Ranai for unlimited hot water for large groups.

On the third floor, there are two spacious king suites which include private ensuite bathrooms and covered porches. The main master bath features a clean, modern design with high-end finishes throughout. A freestanding soaking tub is positioned beneath two windows, bringing in natural light and offering a relaxing place to unwind. Next to it, a frameless glass walk-in shower includes marble-look porcelain tile, a built-in niche for storage, and a mosaic accent wall for added detail. The bathroom also offers separate his and her sinks with quartz countertops.

103 Saint Simon is the perfect second home for families with great rental numbers and projections. Schedule your showing today!


**Furnishings may have a few slight differences than the photos (I.e. bed coverings, etc) **

Essential Information
MLS® #996919
Price$1,749,000
Bedrooms5
Bathrooms5.00
Full Baths4
Half Baths1
Square Footage2,904
Acres0.10
Year Built2021
TypeResidential
Sub-TypeDetached Single Family
StyleBeach House
StatusActive
Community Information
Address103 St Simon Circle
Area15 - Miramar/Sandestin Resort
SubdivisionEMERALD WATERS VILLAGE
CityMiramar Beach
CountyWalton
StateFL
Zip Code32550
Utilities

Electric, Gas - Natural, Public Sewer, Public Water

Interior
HeatingCentral, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
FireplaceYes
FireplacesEPA Qualified Fireplace
# of Stories3
Interior Features

Tray Ceiling(s), Fireplace, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Microwave, Gas Water Heater, Tankless Water Heater

Exterior
Exterior FeaturesPrivate Yard, Outdoor Shower
WindowsWindow Treatments
RoofMetal
ConstructionSiding CmntFbrHrdBrd
Lot Description

Interior Lot, Within 1/2 Mile to Water

School Information
ElementaryVan R Butler
MiddleEmerald Coast
HighSouth Walton
Additional Information
ZoningResid Single Family
Listing Details
OfficeEXP Realty LLC
Property History
Price Reduced from $1,839,900 to $1,749,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 15th, 2026 at 9:52am CDT.