86 N Charles Street, Panama City Beach

$4,750,000

5 Beds
5 Baths
2,381 Sqft
.06 Acre
0 Garage

Discover timeless elegance in the heart of Alys Beach, one of the most coveted addresses along Florida's Emerald Coast.
This stunning residence embodies the signature Alys Beach architectural style, crisp venetian plaster, graceful arches, and thoughtful Mediterranean-inspired details, set on the iconic Charles Street, just steps from pristine beaches, the renowned Caliza Pool, boutique shops, fine dining, and the vibrant Town Center.
Recently refreshed by renowned interior designer Marisol Gullo, the interior boasts a sophisticated, contemporary coastal palette with updated finishes, luxurious furnishings, and impeccable attention to detail that perfectly complements the home's classic architecture. The open-concept living spaces flow seamlessly, creating an inviting atmosphere ideal for both relaxed gatherings and effortless entertaining. With 5 generous bedrooms, 4.5 baths, a private outdoor courtyard, and ample natural light throughout, this home offers the ultimate luxury coastal living. Enjoy the exclusive Alys Beach lifestyle, complete with world-class amenities, community events, and direct beach access. Whether you're seeking a primary residence, vacation retreat, or investment property in this highly desirable community, 86 N Charles Street represents a rare opportunity to own a refreshed masterpiece in paradise.

Essential Information
MLS® #996693
Price$4,750,000
Bedrooms5
Bathrooms5.00
Full Baths4
Half Baths1
Square Footage2,381
Acres0.06
Year Built2007
TypeResidential
Sub-TypeDetached Single Family
StyleOther
StatusActive
Community Information
Address86 N Charles Street
Area18 - 30A East
SubdivisionALYS BEACH
CityPanama City Beach
CountyWalton
StateFL
Zip Code32461
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Interior
HeatingNatural Gas, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Interior Features

Breakfast Bar, Kitchen Island, Recessed Lighting, Owner's Closet, Pantry, Split Bedroom, Wallpaper

Appliances

Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer

Exterior
Exterior FeaturesOutdoor Shower
ConstructionConcrete, Stucco
Lot Description

Covenants, Restrictions, Sidewalk, Within 1/2 Mile to Water

Windows

Double Pane Windows, Window Treatments

School Information
ElementaryDune Lakes
MiddleEmerald Coast
HighSouth Walton
Additional Information
ZoningResid Single Family
HOA Fees3097.5
HOA Fees Freq.Quarterly
Listing Details
OfficeCompass
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 15th, 2026 at 11:22am CDT.