891 Choctawhatchee River Road, Ponce De Leon

$389,400

2 Beds
2 Baths
2,052 Sqft
.21 Acre
1 Garage

PRICED 35K BELOW 9/2025 APPRAISED VALUE! AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & 30 miles to 30A! NEW ROOF, HVAC, HWH, WELL & PUMP, & SEPTIC LIFT STATION provide affordable insurance & peace of mind. Seller's job transfer fell thru so Seller needs to sell. Tired of traffic & tourist traps? Dreaming of a peaceful retreat without giving up the beach & civilization? Ideal as a primary Home, 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF) The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included.

From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views.

On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours.

The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage.

An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic.

Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch.

Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks!

Seclusion with Close Proximity to it ALL!
Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles
Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables
Alaqua Animal Refuge - 9.2 miles
E.O. Wilson Biophilia Center - Just over 10 miles
Publix Super Market at The Shoppes at Freeport - 14.3 miles
Eden Gardens & Point Washington State Parks - within 28 miles
Grayton Beach - 27.5 miles
Rosemary Beach - 30.6 miles
Grand Blvd 32 miles
ECP Airport 22 miles
Closest Public Beach Access 58 Panama City Beach - 23.4 miles
Blue Mountain Regional Beach Access - 26.9 miles

Essential Information
MLS® #995860
Price$389,400
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage2,052
Acres0.21
Year Built1997
TypeResidential
Sub-TypeDetached Single Family
StyleCabin
StatusActive
Community Information
Address891 Choctawhatchee River Road
Area20 - Freeport
SubdivisionCHOCTAWHATCHEE RIVER ESTATES
CityPonce De Leon
CountyWalton
StateFL
Zip Code32455
Amenities
ParkingOversized
# of Garages1
ViewRiver
Is WaterfrontYes
WaterfrontRiver Front
Utilities

Electric, Private Well, Septic Tank

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Interior Features

Breakfast Bar, Bookcases, Cathedral Ceiling(s), Fireplace, In-Law Floorplan, Kitchen Island, Recessed Lighting, Pantry, Washer/Dryer Hookup, Natural Woodwork

Appliances

Dishwasher, Disposal, Range Hood, Electric Water Heater

Exterior
Exterior FeaturesBalcony, Yard Building
WindowsWindow Treatments
RoofMetal
ConstructionFrame, Wood Siding, Trim Wood
FoundationSlab
Lot Description

Bulkhead/Seawall, Flood Insurance Req, Interior Lot, Level

School Information
ElementaryFreeport
MiddleFreeport
HighFreeport
Additional Information
ZoningResid Single Family
Listing Details
OfficeRE/MAX Coastal Properties
Property History
Price Reduced from $399,400 to $389,400
Price Reduced from $409,400 to $399,400
LISTING MAP

Get directions to this property:

Properties for Sale Similar to 891 Choctawhatchee River Road, Ponce De Leon, FL

Photo of Listing #1013737

1169 Alford Road, Ponce De Leon

$299,900 - 4 Beds, 2 Baths, 2,240 Sf

MLS® # 1013737

Photo of Listing #1011254

339 Big Cedar Road, Ponce De Leon

$295,500 - 2 Beds, 3 Baths, 1,408 Sf

MLS® # 1011254

Photo of Listing #1008619

245 S Tram Road, Ponce De Leon

$376,750 - 4 Beds, 3 Baths, 3,275 Sf

MLS® # 1008619

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 21st, 2026 at 8:22pm CDT.