408 Kelly Plantation Drive 409, Destin

$1,195,000

2 Beds
3 Baths
2,505 Sqft
0 Acre
2 Garages

Positioned on the highly desirable fourth floor of One Water Place at Kelly Plantation, this impeccably renovated residence represents one of the Emerald Coast's most refined opportunities for luxury ownership. Overlooking the tranquil waters of Choctawhatchee Bay and the pristine fairways of the Fred Couples Signature Golf Course, this sophisticated two-bedroom, two-and-a-half-bath home delivers the elevated lifestyle discerning buyers expect in one of Northwest Florida's most prestigious gated, non-rental communities.

Accessed through a private elevator vestibule, the residence immediately sets a tone of exclusivity and intention. The open-concept interior is filled with natural light and thoughtfully designed to balance elegance with everyday comfort. Viking appliances and new walnut cabinets throughout. Electric blinds in living room and bedrooms. White oak hardwood flooring, professionally detailed neutral finishes, custom glass entry doors, and refined architectural elements create a seamless, timeless aesthetic throughout.

The gourmet kitchen has been masterfully designed for both beauty and performance, featuring custom solid walnut cabinetry extending through the kitchen, baths, and laundry. Premium pull-outs and drawer dividers, a custom walnut pantry wall, and striking stone countertops deliver exceptional function, while hidden outlet strips, under-cabinet LED lighting, and a dramatic recycled glass tile backsplash provide modern sophistication and visual impact. Every fixture and finish has been carefully selected to reflect continuity, quality, and enduring style.

The primary suite serves as a private sanctuary, offering spa-level comfort with a custom marble backsplash, extended tilework to the ceiling, upgraded Toto fixtures, and a heated towel warmer. Polished and honed travertine flooring, designer wall coverings, custom closet systems, motion-activated LED lighting, and ceiling fans in every room demonstrate the level of detail and thoughtful planning rarely found in condominium living.

The expansive balcony is designed to fully embrace the Emerald Coast lifestyle, functioning as an extension of the home's living and entertaining space. A fully appointed outdoor kitchen features a deluxe gas grill, beverage refrigerator, weatherproof custom cabinetry, and stone countertops with integrated sink -- all positioned to capture sweeping bay breezes and panoramic golf course views that change beautifully throughout the day.

Extensive system and mechanical upgrades provide peace of mind and long-term comfort, including Carrier HVAC systems, updated hot water heater, gas fireplace blower, washer and dryer, upgraded hardware throughout, and professionally finished paint across all surfaces.

One Water Place at Kelly Plantation offers a private, resort-caliber lifestyle reserved exclusively for residents. Amenities rival those of an elite private club and include a bi-level heated lap pool, spa treatment rooms, an expansive fitness center, wine tasting room with private lockers, bocce courts, putting greens, scenic walking trails, a dog park, and access to an equestrian center. Two underground parking spaces and a private storage room provide rare convenience and security.

As a top luxury real estate professional representing premier properties across the Southeast United States, I can confidently say this residence stands among the finest condominium offerings along Florida's Emerald Coast. Perfectly located near Destin's world-renowned beaches, boating, championship golf, and exceptional dining, this move-in-ready home offers a rare combination of design excellence, privacy, and lifestyle distinction.

For the buyer who expects the very best, this is more than a residence -- it is a statement of refined coastal living in one of the Southeast's most coveted luxury communities.

Essential Information
MLS® #995792
Price$1,195,000
Bedrooms2
Bathrooms3.00
Full Baths2
Half Baths1
Square Footage2,505
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusActive
Community Information
Address408 Kelly Plantation Drive 409
Area14 - Destin
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Subdivision

ONE WATER PLACE at Kelly Plantation

Amenities
ParkingCovered
# of Garages2
ViewBay, Lake
Is WaterfrontYes
WaterfrontBay
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Interior
HeatingGas - Natural
CoolingCentral Air
FireplaceYes
Interior Features

Breakfast Bar, Crown Molding, Fireplace, Pantry, Shelving, Washer/Dryer Hookup, Elevator

Appliances

Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer

Fireplaces

EPA Qualified Fireplace, Fireplace Gas

Exterior
ConstructionConcrete
Exterior Features

Outdoor Grill, Balcony, Columns

School Information
ElementaryDestin
MiddleDestin
HighDestin
Office

1st Class Real Estate Lanier Group

Property History
Price Reduced from $1,295,000 to $1,195,000
LISTING MAP

Get directions to this property:

Properties for Sale Similar to 408 Kelly Plantation Drive 409, Destin, FL

Photo of Listing #1009821
New Listing

940 E Highway 98 124, Destin

$1,199,000 - 3 Beds, 4 Baths, 1,596 Sf

MLS® # 1009821

Photo of Listing #1008947

204 Henderson Resort Way 3104, Destin

$1,289,000 - 3 Beds, 3 Baths, 1,459 Sf

MLS® # 1008947

Photo of Listing #1008611

320 Harbor Boulevard 905, Destin

$1,399,000 - 2 Beds, 3 Baths, 1,880 Sf

MLS® # 1008611

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on August 17th, 2026 at 4:07pm CDT.