2809 Scenic Hwy 98, Destin

$2,825,000

6 Beds
5 Baths
2,630 Sqft
.17 Acre
0 Garage

YEAR TO DATE BOOKINGS AS OF JULY 1, 2026, $217,086.52
Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features a kitchenette, a full bathroom, and a walk-in closet, offering comfortable & independent accommodations. The home is tastefully decorated & offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes & views. A golf cart is included, enhancing convenience for beach access & easy enjoyment of the surrounding coastal community.

From an investment perspective, the property demonstrates outstanding performance, generating $225.1K in rental income in 2024, $235.4K in 2025, and already securing $129.2K in confirmed bookings for 2026. With its prime Scenic 98 location, Gulf views, flexible accommodations, and proven income history, this offering represents a compelling opportunity in one of Destin's most sought-after beach communities.

Essential Information
MLS® #994900
Price$2,825,000
Bedrooms6
Bathrooms5.00
Full Baths5
Square Footage2,630
Acres0.17
Year Built2004
TypeResidential
Sub-TypeDetached Single Family
StyleBeach House
StatusActive
Community Information
Address2809 Scenic Hwy 98
Area14 - Destin
SubdivisionCRYSTAL BEACH
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Amenities
ViewGulf
Has PoolYes
PoolHeated, In Ground
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Interior
HeatingCentral, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
# of Stories3
Interior Features

Breakfast Bar, Crown Molding, Vaulted Ceiling(s), In-Law Floorplan, Recessed Lighting, Owner's Closet, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water Heater

Exterior
RoofMetal
ConstructionFrame, Siding CmntFbrHrdBrd
FoundationSlab
Exterior Features

Balcony, Private Yard, Lawn Pump, Pool - Gunite Concrt, Pool - House, Sprinkler System

Lot Description

Corner Lot, Sidewalk, Within 1/2 Mile to Water

Windows

Double Pane Windows, Window Treatments

School Information
ElementaryDestin
MiddleDestin
HighFort Walton Beach
Additional Information
ZoningResid Single Family
Listing Details
OfficeEXP Realty LLC
Property History
Price Reduced from $2,850,000 to $2,825,000
Price Reduced from $2,900,000 to $2,850,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on August 17th, 2026 at 3:07pm CDT.