98 Cayman Cove, Destin

$1,059,000

3 Beds
4 Baths
2,647 Sqft
.14 Acre
2 Garages

Just minutes from Destin's stunning white-sand beaches, 98 Cayman Cove is ideally located in the highly sought-after gated beach community of Destiny. Step inside to an impressive open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout the home.

All three bedrooms feature private ensuite baths, providing exceptional comfort and privacy for owners and guests alike. New luxury LVP flooring has been added throughout all three bedrooms, along with new carpet on the stairs, further enhancing the home's fresh, updated coastal feel.

The spacious primary suite offers a cozy sitting nook overlooking the lush, beautifully maintained surroundings, along with a spa-inspired bath featuring a double soaking tub and generous walk-in shower--the perfect retreat at the end of the day.

Situated on a large corner lot surrounded by mature trees and manicured landscaping, the property offers an inviting sense of privacy and space. A particularly rare feature on Cayman Cove, this is one of the few homes on the street offering a full two-car garage. Complete with built-in storage, it provides exceptional space for vehicles, beach gear, bikes, a golf cart, and more. Combined with its location, versatile floor plan, and proximity to the beach, the home is well suited as a primary residence, second home, or investment property. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest.
Come see it for yourself - your coastal dream home awaits!

Essential Information
MLS® #994705
Price$1,059,000
Bedrooms3
Bathrooms4.00
Full Baths3
Half Baths1
Square Footage2,647
Acres0.14
Year Built2003
TypeResidential
Sub-TypeDetached Single Family
StyleVilla
StatusActive
Community Information
Address98 Cayman Cove
Area14 - Destin
SubdivisionDESTINY S/D
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Amenities
ParkingGarage Door Opener, Garage
# of Garages2
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Underground

Interior
CoolingCentral Air, Ceiling Fan(s)
FireplaceYes
FireplacesFireplace Gas
# of Stories2
Interior Features

Breakfast Bar, Bookcases, Crown Molding, Tray Ceiling(s), Fireplace, Recessed Lighting, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted

Appliances

Dishwasher, Disposal, Microwave, Electric Water Heater

Heating

Central, Heat High Efficiency, Gas - Natural

Exterior
Exterior FeaturesSprinkler System
Lot DescriptionCorner Lot, Level
RoofSlate
ConstructionFrame, Stucco
FoundationSlab
Windows

Double Pane Windows, Window Treatments, Window Bay

School Information
ElementaryDestin
MiddleDestin
HighDestin
Additional Information
ZoningResid Single Family
Office

Better Homes and Gardens Real Estate Emerald Coast

Property History
Price Reduced from $1,119,000 to $1,059,000
Price Reduced from $1,149,000 to $1,119,000
Price Reduced from $1,175,000 to $1,149,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
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Listing information last updated on October 15th, 2026 at 12:08pm CDT.