An increasingly rare opportunity awaits with this buildable homesite located on the coveted south side of Highway 98. Positioned within an established coastal setting, this lot offers the freedom to create a custom beach retreat or a smart investment property in an area where opportunities are quickly disappearing. The property includes deeded beach access, making it easy to walk to the shoreline in the relaxed atmosphere of an old Florida beach enclave. Possible gulf views from upper levels beginning around 30 feet enhance the appeal, offering the potential for water vistas paired with thoughtful architectural design. With utilities already in place, including power, water, and sewer, the site is ready for development without delay. Set outside the flood hazard area and located within an X Flood Zone, the lot offers added peace of mind while remaining just moments from dining, shopping, and entertainment in Miramar Beach. As one of the lowest-priced lots south of 98 with deeded beach access, it stands out as a compelling value and one of the few remaining chances to build in this highly sought-after coastal pocket. Whether envisioned as a primary residence, a vacation escape, or an income-producing property, this homesite offers location, access, and long-term potential in a setting that continues to grow more desirable each year.