9860 S Thomas Drive 2116, Panama City

$340,000

1 Bed
2 Baths
1,047 Sqft
0 Acre
1 Garage

OWNER-FINANCE AVAILABLE FOR PENTHOUSE UNIT!

Skip the banks and step into ownership with just 25% down, a low interest rate, and a flexible 3-5 year balloon—quick approval, no red tape.

This turnkey 1BR + bunk, 2-bath penthouse features soaring 9-10 ft ceilings, expanded living space, and a private balcony with stunning Gulf views. Fully furnished and rental-ready, it's ideal as an investment or second home. Laketown Wharf offers unmatched amenities: five pools, rooftop pool, zero-entry Gulf-view pool, beach access, nightly fountain show, dining, bars, fitness center, and covered parking. HOA covers Cable, WiFi, Insurance, Security, and more.

Don't miss this top-floor gem!

Essential Information
MLS® #988117
Price$340,000
Bedrooms1
Bathrooms2.00
Full Baths2
Square Footage1,047
Year Built2008
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusActive
Community Information
Address9860 S Thomas Drive 2116
Area27 - Bay County
SubdivisionNO RECORDED SUBDIVISION
CityPanama City
CountyBay
StateFL
Zip Code32408
Amenities
UtilitiesElectric, Public Sewer
ParkingSee Remarks
# of Garages1
Interior
CoolingCentral Air
Appliances

Cooktop, Dishwasher, Microwave, Refrigerator, Washer

School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Listing Details
OfficeSalty Marlin Realty
Property History
Price Reduced from $345,000 to $340,000
Price Reduced from $349,000 to $345,000
Price Reduced from $350,000 to $349,000
LISTING MAP

Get directions to this property:

Properties for Sale Similar to 9860 S Thomas Drive 2116, Panama City, FL

Photo of Listing #1013663

9900 S Thomas Drive 1718, Panama City Beach

$359,900 - 2 Beds, 3 Baths, 1,066 Sf

MLS® # 1013663

Photo of Listing #1013174

9900 S Thomas Drive 2126, Panama City Beach

$329,900 - 1 Bed, 2 Baths, 936 Sf

MLS® # 1013174

Photo of Listing #998703

9860 S Thomas Drive 815, Panama City Beach

$269,999 - 1 Bed, 2 Baths, 1,047 Sf

MLS® # 998703

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 16th, 2026 at 2:52am CDT.