48 Terra Cotta Way, Destin

$1,495,000

4 Beds
4 Baths
3,240 Sqft
.11 Acre
2 Garages

Welcome to coastal living at its best! This charming home is located in the highly sought-after Terra Cotta Terrace community, just steps from the sugar-white sands and emerald waters of the Gulf. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers the perfect blend of comfort, convenience, and beachside lifestyle.Inside, you'll find a spacious layout designed for gathering and relaxing, with multiple living spaces ideal for family and friends. The primary suite offers a private retreat complete with a cozy gas fireplace and access to a balcony, the perfect spot to enjoy morning coffee or evening breezes. The third-floor bedroom doubles as a fun entertainment space, featuring plenty of room for guests and aThe third-floor bedroom doubles as a fun entertainment space, featuring plenty of room for guests and a selection of games that make it a favorite hangout for kids and adults alike. Front and back balconies extend the living space outdoors, giving you multiple vantage points to soak up the coastal air.
As a resident of Terra Cotta Terrace, you'll have access to wonderful community amenities including a private deeded beach access, swimming pool, tennis courts, and sand volleyball. The neighborhood is golf cart-friendly, making beach runs and exploring the area a breeze.
The location is unbeatablejust a short jaunt or quick ride to the Gulf, and minutes from some of Destin's best dining, shopping, and entertainment. From fresh seafood at beachfront restaurants to family fun at Destin Commons, Henderson Beach State Park, and world-class golf courses, everything you love about the Emerald Coast is right at your fingertips.


The location is unbeatable-just a short stroll or quick ride to the Gulf, and minutes from some of Destin's best dining, shopping, and entertainment. From fresh seafood at beachfront restaurants to family fun at Destin Commons, Henderson Beach State Park, and world-class golf courses, everything you love about the Emerald Coast is right at your fingertips.

Essential Information
MLS® #986775
Price$1,495,000
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,240
Acres0.11
Year Built1993
TypeResidential
Sub-TypeDetached Single Family
StyleBeach House
StatusActive
Community Information
Address48 Terra Cotta Way
AreaDestin
SubdivisionTERRA COTTA TERRACE
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Amenities
Parking Spaces2
# of Garages2
Has PoolYes
PoolCommunity
Amenities

BBQ Pit/Grill, Deed Access, Playground, Pool, Short Term Rental - Allowed, Tennis

Utilities

Electric, Public Sewer, Public Water, TV Cable

Parking

Garage Attached, Oversized, See Remarks

Interior
CoolingAC - 2 or More
FireplaceYes
FireplacesFireplace 2+
# of Stories3
Interior Features

Ceiling Raised, Fireplace 2+, Floor Hardwood, Floor Tile, Furnished - All, Lighting Recessed, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted

Appliances

Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer

Exterior
ExteriorRoof Tile/Slate, Stucco
Exterior FeaturesPatio Covered, Shower
WindowsDouble Pane Windows
RoofRoof Tile/Slate
Lot Description

Covenants, Restrictions, Within 1/2 Mile to Water

School Information
ElementaryDestin
MiddleDestin
HighDestin
Additional Information
ZoningResid Single Family
HOA Fees199.00
HOA Fees Freq.Monthly
Listing Details
OfficeDestin Legacy Real Estate Llc
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2025, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on November 12th, 2025 at 5:39am CST.