9860 S Thomas Drive 1304, Panama City Beach

$265,000

1 Bed
2 Baths
1,047 Sqft
0 Acre
0 Garage

HIGH FLOOR. LOW STACK. BIG VIEWS.
This 13th-floor unit near the southeast end of Laketown Wharf offers stunning Gulf views from the living room and balcony, plus peaceful golf course and lagoon views from the front entry. Located in the desirable fourth stack—close to the elevator but away from heavy foot traffic—this 1-bedroom, 2-bath condo also includes a dedicated bunk area with a double bed on the bottom bunk, comfortably accommodating up to six.

Used exclusively as a vacation home by the current owners, this condo has not been rented under their ownership. The excellent condition reflects the care and maintenance consistent with non-rental occupancy, along with thoughtful updates that have preserved its like-new feel. With 9-foot ceilings, 1,047 square feet of well-maintained space, and being sold fully furnished and turnkey, it's ready for immediate enjoyment.

Enjoy resort-style living with access to five pools (one heated year-round), two hot tubs, a gym with Gulf views, mini-golf, kids' playground, and gated beach access right next to Pineapple Willy's. The 52,000 sqft lakefront boardwalk features a nightly fountain and light show, and the ground level is home to Juan Tacoone of PCB's best-kept culinary secrets. Reasonable HOA dues include water, sewer, cable/TV, pest control, and more.

All information is deemed reliable but should be verified by the buyer if important.

Essential Information
MLS® #982713
Price$265,000
Bedrooms1
Bathrooms2.00
Full Baths2
Square Footage1,047
Year Built2008
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusActive
Community Information
Address9860 S Thomas Drive 1304
Area27 - Bay County
SubdivisionLAKETOWN WHARF
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
ParkingGarage
ViewGulf, Water
Is WaterfrontYes
WaterfrontLake Front
Has PoolYes
PoolHeated
Utilities

Community Sewer, Community Water, Electric, TV Cable

Interior
HeatingCentral
CoolingCentral Air
Interior Features

Breakfast Bar, Kitchen Island, Track Lighting, Owner's Closet, Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

Exterior
Exterior FeaturesBalcony
RoofFlat
ConstructionConcrete, Stucco
FoundationFoundation On Piling
Windows

Double Pane Windows, Window Treatments

School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Listing Details
OfficeColdwell Banker Realty
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DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 15th, 2026 at 12:53pm CDT.