8711 Surf Drive, Panama City

$3,995,000

7 Beds
9 Baths
4,715 Sqft
.28 Acre
0 Garage

No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation.

Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint.

The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar.

More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features. Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis.

The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions.

Essential Information
MLS® #977364
Price$3,995,000
Bedrooms7
Bathrooms9.00
Full Baths8
Half Baths1
Square Footage4,715
Acres0.28
Year Built2025
TypeResidential
Sub-TypeDetached Single Family
StyleBeach House
StatusActive
Community Information
Address8711 Surf Drive
Area27 - Bay County
SubdivisionNo Named Subdivision
CityPanama City
CountyBay
StateFL
Zip Code32408
Amenities
Is WaterfrontYes
WaterfrontGulf
Has PoolYes
PoolIn Ground
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Interior
HeatingCentral, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
# of Stories4
Interior Features

Breakfast Bar, Cathedral Ceiling(s), Crown Molding, Kitchen Island, Newly Painted, Owner's Closet, Pantry

Appliances

Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Electric Water Heater

Exterior
RoofMetal
FoundationFoundation On Piling
Exterior Features

Balcony, Columns, Pool - Gunite Concrt

Lot Description

Dead End, Flood Insurance Req, Survey Available

Windows

Storm Window(s), Window Treatments, Window Bay

Construction

Concrete, Frame, Siding CmntFbrHrdBrd

School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Additional Information
ZoningResid Single Family
Listing Details
OfficeCompass
Property History
Price Reduced from $4,100,000 to $3,995,000
Price Reduced from $4,350,000 to $4,100,000
Price Reduced from $4,500,000 to $4,350,000
Price Increased from $4,437,500 to $4,500,000
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Vendors Member Number : 28325

Listing information last updated on October 14th, 2026 at 4:52pm CDT.