392 Terrapin, Destin

$1,499,000

4 Beds
4 Baths
3,535 Sqft
.24 Acre
3 Garages

Enjoy privacy and coastal living in this custom-built home, bordered by a natural preserve along the side and rear. Located within a gated, 900-acre community, the home offers convenient access to a short walking trail leading to Bayou Park.
Beautiful curb appeal welcomes you with a paver driveway leading to a three-car garage featuring epoxy flooring and ample room for a golf cart. A pillared entrance opens to a polished-tile foyer, introducing the quality craftsmanship found throughout the home. Impressive columns and crown molding define the spacious great room, while a nearby breakfast nook provides a comfortable setting for casual dining. A granite-topped bar adds a welcoming touch for entertaining.
Doors open to an expansive screened terrace surrounded by lush greenery, offering generous space for outdoor dining and relaxing in the in-ground heated spa/pool. The first-floor primary suite provides a private retreat with a distinctive bay window and dual walk-in closets. The spacious primary bath features a jetted tub, two cultured marble vanities and a walk-in shower. Also on the main level are a powder room, a large laundry room with a sink and abundant storage, a versatile bonus room or office/bedroom with a built-in bunk and closet. Upstairs, oversized guest bedrooms. An additional bonus room with built-in shelving provide plenty of space for more storage. Whole house generator & central vacuum system. Ideal as a full-time residence or a peaceful second home, this property is close to an array of clubs and amenities, including tennis and pickleball courts, a yoga and fitness center, playgrounds, community pools and a fenced dog park. An 18-hole golf course with stunning bay views enhances the coastal lifestyle, with Destin Commons, Choctawhatchee Bay and the beaches all within easy reach.
System updates include a water heater installed in 2026 and a roof replaced in 2022; HVAC- 2017. See the Documents section for the complete list of upgrades and improvements.

Essential Information
MLS® #1014664
Price$1,499,000
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths1
Square Footage3,535
Acres0.24
Year Built2002
TypeResidential
Sub-TypeDetached Single Family
StyleTraditional
StatusActive
Community Information
Address392 Terrapin
Area14 - Destin
SubdivisionKELLY PLANTATION
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Amenities
ParkingGarage Door Opener, Garage
# of Garages3
Utilities

Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable

Interior
HeatingNatural Gas, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
FireplaceYes
FireplacesFireplace Gas
# of Stories2
Interior Features

Central Vacuum, Breakfast Bar, Bookcases, Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Pull Down Stairs, Shelving, Washer/Dryer Hookup, Wet Bar, Woodwork Painted

Appliances

Cooktop, Dishwasher, Disposal, Dryer, Microwave, Double Oven, Refrigerator, Washer, Gas Water Heater

Exterior
RoofShake
ConstructionFrame, Siding CmntFbrHrdBrd
FoundationSlab
Exterior Features

Hot Tub, Sprinkler System, Rain Gutters

Lot Description

Corner Lot, Covenants, Restrictions, Sidewalk, Within 1/2 Mile to Water

Windows

Plantation Shutters, Window Treatments

School Information
ElementaryDestin
MiddleDestin
HighDestin
Additional Information
ZoningResid Single Family
HOA Fees980
HOA Fees Freq.Quarterly
Listing Details
OfficeColdwell Banker Realty
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Listing information last updated on November 3rd, 2026 at 3:09pm CST.