3207 Swordfish Drive, Panama City Beach

$1,170,000

4 Beds
3 Baths
2,980 Sqft
.15 Acre
2 Garages

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. Downstairs, the master suite and two additional bedrooms provide privacy and comfort. This home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living!

Essential Information
MLS® #1013996
Price$1,170,000
Bedrooms4
Bathrooms3.00
Full Baths2
Half Baths1
Square Footage2,980
Acres0.15
Year Built2023
TypeResidential
Sub-TypeDetached Single Family
StyleCraftsman
StatusActive
Community Information
Address3207 Swordfish Drive
Area27 - Bay County
SubdivisionBAY POINT UNIT 1
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
ParkingGolf Cart Garage
# of Garages2
ViewLagoon
Is WaterfrontYes
WaterfrontLagoon
Utilities

Electric, Gas - Natural, Public Sewer, Public Water

Interior
HeatingGas - Natural
FireplaceYes
FireplacesFireplace Gas
# of Stories2
Interior Features

Kitchen Island, Recessed Lighting, Split Bedroom

Appliances

Dishwasher, Microwave, Tankless Water Heater

Exterior
ConstructionSiding CmntFbrHrdBrd
Exterior Features

Outdoor Grill, Balcony, Hot Tub, Outdoor Kitchen

Lot Description

Cul-De-Sac, Within 1/2 Mile to Water

School Information
ElementaryPatronis
MiddleSurfside
HighArnold
Additional Information
ZoningResid Single Family
HOA Fees1650
HOA Fees Freq.Annually
Listing Details
OfficeBeachy Beach Real Estate
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Listing information last updated on November 4th, 2026 at 5:38pm CST.