9815 W Us Highway 98 Unit 221, Miramar Beach

$435,000

3 Beds
3 Baths
1,479 Sqft
0 Acre
0 Garage

***THIS IS IT! *** LOWEST-PRICED 3-BEDROOM COTTAGE ON THE MARKET IN HIDDEN DUNES *** UPDATED KITCHEN & BATHS *** PRIVATE DEEDED BEACH *** GATED RESORT ***

Vaulted ceilings, sun-filled rooms, a screened porch among the oaks and pines, and a private deeded beach inside a gated resort! Beach Cottage 221 is a 3-bedroom, 3-bath cottage-style condo at Hidden Dunes Beach & Racquet Resort in Miramar Beach, Florida, the quiet stretch of coastline just east of Destin, next door to Sandestin and about four miles from 30A.

The big-ticket updates are already done: the kitchen and both main-level baths have been renovated, and new plantation shutters run throughout. The rest of the cottage is ready for your own finishes, starting with new flooring, and it's priced to leave room for them.

In the living area, a high window near the peak of the vaulted ceiling brings in light above a full wall of custom built-in shelving. The kitchen has white shaker cabinetry with pull-out shelving, quartz countertops, a stacked-stone backsplash, recessed lighting, and a breakfast bar. Sliding glass doors lead from the living area to the screened porch, with room for outdoor dining under a new ceiling fan.

The primary and guest baths both have walk-in tile showers, new sinks and countertops, and comfort-height toilets. In the primary bath, the shower has a frameless glass enclosure, river-pebble accents, a built-in bench, and both rain and handheld shower heads, and the vanity has pull-out drawers under the sink.

Cottage 221 is an upstairs unit. That means high vaulted ceilings that fill the home with light and make it live large, and no one living above you, so the only footsteps you'll hear are your own. An exterior staircase leads up to the front door, and inside, a spiral staircase rises to the loft, which serves as the third bedroom and has its own full bath and closet. The loft has a vaulted ceiling, plantation shutters, and a ceiling fan. Two-panel interior doors and an updated laundry room with new doors and shelving round out the home. The stackable washer and dryer convey, along with a queen bed and two twin beds.

Hidden Dunes Beach & Racquet Resort (formerly Hidden Dunes Beach & Tennis Resort) is a 27-acre gated beachfront community in Miramar Beach, just east of Destin, known for its lush mature landscaping, lighted fountains, walking paths, and a serene, uncrowded stretch of sugar-white sand. Flanked on both sides by private residential neighborhoods, the beach here stays quiet, protected, and remarkably low-density. Consistently ranked among the top fifty tennis resorts in the world since 2002, the resort features a professional racquet sports center with six Rubico clay courts, three pickleball courts, on-site pros, clinics, and seasonal programs -- plus two community pools with hot tubs, grilling areas, horseshoe and cornhole courts, in-season tram service, and 24-hour security. Beach service is available to owners and guests along 510 linear feet of private deeded beach. EV charging is on site, owners enjoy pet-friendly living with no restrictions -- and with no golf carts allowed, Hidden Dunes stays as peaceful as it looks.

A cottage like this is best seen in person. Call me today to schedule your private showing.

Essential Information
MLS® #1013918
Price$435,000
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,479
Year Built1988
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusActive
Community Information
Address9815 W Us Highway 98 Unit 221
Area15 - Miramar/Sandestin Resort
SubdivisionHIDDEN DUNES BEACH COTTAGES 2
CityMiramar Beach
CountyWalton
StateFL
Zip Code32550
Utilities

Electric, Public Sewer, Public Water, TV Cable

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
Interior Features

Vaulted Ceiling(s), Owner's Closet, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater

Exterior
WindowsWindow Treatments
RoofMetal
School Information
ElementaryVan R Butler
MiddleEmerald Coast
HighSouth Walton
Listing Details
OfficeWooley Luxury Properties LLC
LISTING MAP

Get directions to this property:

Properties for Sale Similar to 9815 W Us Highway 98 Unit 221, Miramar Beach, FL

Photo of Listing #1013830
New Listing

548 Sandy Cay Drive Unit 214, Miramar Beach

$500,000 - 2 Beds, 2 Baths, 1,046 Sf

MLS® # 1013830

Photo of Listing #1013816
New Listing

2606 Scenic Gulf Drive Unit 3104, Miramar Beach

$499,000 - 2 Beds, 2 Baths, 840 Sf

MLS® # 1013816

Photo of Listing #1013810
New Listing

291 Scenic Gulf Drive Unit 108, Miramar Beach

$414,000 - 1 Bed, 1 Bath, 1,006 Sf

MLS® # 1013810

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 21st, 2026 at 5:52pm CDT.