4 Ne Bay Drive, Fort Walton Beach

$589,000

4 Beds
2 Baths
2,100 Sqft
.28 Acre
0 Garage

Positioned across the street from the shimmering waters of the Choctawhatchee Bay, this 1950-built residence offers a blend of mid-century warmth and timeless coastal soul. Cherished by the same family since 1977, this home is ready for its next chapter in the heart of the sought-after Elliott Park neighborhood. NO HOA and Short-Term Rentals are allowed with strong rental projections.

The sellers are motivated to provide this home as an option for the next potential owners. Sellers are also offering up to $10,000 towards the buyer's closing costs. Seller to provide wood fireplace with acceptable offer.

Step out to the open front porch to watch the morning light or wander just 200 feet down the street to the Hollywood Water Access Park. Sitting on 0.28-acre lot, the property features a private backyard complete with covered boat storage, keeping your watercraft protected and ready for quick launches onto the water.

Inside, a refreshed kitchen serves as a bright, inviting centerpiece, seamlessly pairing historic charm with modern ease. Upstairs you will find a bonus room with potential to be converted to a 5th bedroom. High-ticket system updates deliver peace of mind, including a metal roof (2013), HVAC system (2024), and a new water heater (2026).

Coastal properties offering this rich family legacy, prime bay proximity, and dedicated space for your coastal lifestyle are an absolute rarity

Essential Information
MLS® #1011365
Price$589,000
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,100
Acres0.28
Year Built1950
TypeResidential
Sub-TypeDetached Single Family
StyleFlorida Cottage
StatusActive
Community Information
Address4 Ne Bay Drive
Area12 - Fort Walton Beach
SubdivisionFERRY PARK
CityFort Walton Beach
CountyOkaloosa
StateFL
Zip Code32548
Utilities

Electric, Gas - Natural, Other, Public Sewer, Public Water

Parking

Boat, Detached Carport, Detached, Oversized, RV Access/Parking

Interior
AppliancesElectric Water Heater
HeatingGas - Natural
CoolingCentral Air
# of Stories2
Interior Features

Bookcases, Recessed Lighting, Newly Painted, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior
Lot DescriptionWithin 1/2 Mile to Water
WindowsSkylight(s), Window Bay
RoofMetal
Exterior Features

Outdoor Grill, Private Yard, Yard Building

Construction

Frame, Brick, Siding Brick Front, Wood Siding, Trim Wood

School Information
ElementaryElliott Point
MiddleMeigs
HighChoctawhatchee
Additional Information
ZoningCity
Listing Details
OfficeKeller Williams Realty FWB
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 21st, 2026 at 4:07am CDT.