102 Black Bear Circle, Niceville

$639,900

4 Beds
3 Baths
2,131 Sqft
.27 Acre
2 Garages

Welcome to this stunning, perfectly sized 4-bedroom, 3-full-bath home in Swift Creeks The Preserve! The desirable split-bedroom floor plan offers privacy and flexibility, with a spacious primary suite featuring a large walk-in closet, double vanity, and stand-up shower. One additional bedroom has convenient private access to a full bathroom, while two more bedrooms are located on the north side of the home.

Freshly painted in 2026 favorite colors, the home feels warm, stylish, and inviting, beautifully complementing the natural tones of the hardwood floors. You'll love the updates throughout, including a new roof in 2025, gas water heater installed in 2025, and HVAC replaced in 2021. The kitchen features a gas stove, and a gas line is ready for your outdoor grill. A mini-split in the garage adds comfort and versatility, while a 9-camera security system provides added peace of mind.

Outside, enjoy the fully fenced backyard and covered screened patio--perfect for relaxing or entertaining. The owners recently had trees removed, creating a blank slate for the next owner to design beautiful landscaping and make the outdoor space their own. With thoughtful updates, a functional floor plan, and inviting indoor and outdoor spaces, this move-in-ready home is ready for its next chapter!

Essential Information
MLS® #1010360
Price$639,900
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,131
Acres0.27
Year Built2011
TypeResidential
Sub-TypeDetached Single Family
StyleTraditional
StatusActive
Community Information
Address102 Black Bear Circle
Area13 - Niceville
SubdivisionPRESERVE AT SWIFT CREEK
CityNiceville
CountyOkaloosa
StateFL
Zip Code32578
Amenities
UtilitiesElectric, Gas - Natural
ParkingGarage Door Opener, Guest
# of Garages2
Interior
HeatingCentral, Gas - Natural
CoolingCentral Air
# of Stories1
Interior Features

Recessed Lighting, Pantry, Split Bedroom, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Microwave, Double Oven, Gas Water Heater

Exterior
Exterior FeaturesPrivate Yard, Rain Gutters
Lot DescriptionCul-De-Sac, Level
RoofShingle
ConstructionBrick
School Information
ElementaryEdge
MiddleRuckel
HighNiceville
Additional Information
ZoningResid Single Family
Office

Scenic Sotheby's International Realty

Property History
Price Reduced from $659,900 to $639,900
Price Reduced from $674,999 to $659,900
Price Reduced from $685,000 to $674,999
Price Reduced from $699,900 to $685,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 14th, 2026 at 6:37pm CDT.