16525 Front Beach Road, Panama City Beach

$4,500,000

6 Beds
7 Baths
3,735 Sqft
.14 Acre
0 Garage

Gulf front, fully furnished, and already generating income. 16525 Front Beach Road is a turnkey beachfront rental with bookings on the calendar, 50 feet of private Gulf frontage, a heated pool, and its own beach walkover over the dune. A preliminary cost segregation estimate has been prepared and is available on request for buyers looking to place the asset in service before year end.

Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level.

Maintained in like-new condition and sold furnished and rental ready, this is a true turnkey rental property with bookings already on the calendar, so a new owner can start collecting revenue immediately rather than building a booking history from scratch. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on the Emerald Coast. Buyers should consult their own CPA or tax advisor to determine eligibility for any tax treatment.

Built on concrete pilings for lasting structural integrity in the coastal environment, the home is designed to perform for decades to come. Designed to maximize Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing primary bedrooms open directly to their own balconies, letting guests wake up to the sound of waves and unobstructed views of the Gulf of Mexico.

The second floor serves as the main living level, where an open-concept kitchen, dining, and living area flows seamlessly to a large balcony overlooking the beach. The kitchen is built for entertaining, featuring quartz countertops, custom cabinetry, a tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks.

The first floor is designed for gathering and recreation, with a bunk room and recreation room that opens directly to the heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect setup for poolside entertaining after a day on the beach.

The primary suite offers Gulf views, a balcony, walk-in closet, double vanity, garden tub, and separate shower. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. Outside, a beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking round out a package that is rarely found in Gulf front homes.

Positioned on a quiet stretch of beach with no nearby public walkovers, the shoreline here stays uncrowded, giving guests the feel of a private beach just steps from the door, while still being just minutes from Pier Park's restaurants, shopping, and entertainment.

16525 Front Beach Road is a rare Gulf front home where luxury amenities, an unbeatable location, and exceptional vacation rental income potential come together in one standout beachfront property.

Essential Information
MLS® #1010276
Price$4,500,000
Bedrooms6
Bathrooms7.00
Full Baths6
Half Baths1
Square Footage3,735
Acres0.14
Year Built2022
TypeResidential
Sub-TypeDetached Single Family
StyleBeach House
StatusActive
Community Information
Address16525 Front Beach Road
Area27 - Bay County
Subdivisionn/a
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Amenities
ViewGulf, Lake
Is WaterfrontYes
WaterfrontGulf
Has PoolYes
PoolHeated
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Parking

Attached Carport, Golf Cart Garage, Oversized, Covered

Interior
CoolingCentral Air, Ceiling Fan(s)
# of Stories3
Interior Features

Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Lock Out, Owner's Closet, Pantry, Walls Paneled, Washer/Dryer Hookup, Wet Bar

Appliances

Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Gas Water Heater, Tankless Water Heater

Heating

Heat Pump, Central, Gas - Natural

Exterior
RoofMetal
FoundationFoundation On Piling
Exterior Features

Outdoor Grill, Balcony, Pool - Gunite Concrt, Outdoor Shower, Outdoor Kitchen

Lot Description

Interior Lot, Level, Survey Available, Within 1/2 Mile to Water

Windows

Double Pane Windows, Window Treatments

Construction

Concrete, ICFs (Insulated Concrete Forms), Roof Pitched, Siding CmntFbrHrdBrd

School Information
ElementaryHutchinson Beach
MiddleSurfside
HighArnold
Additional Information
ZoningResid Single Family
Office

Christies International Real Estate Emerald Coast

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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 15th, 2026 at 4:52am CDT.