220 N Saint Francis Drive, Miramar Beach

$1,800,000

6 Beds
5 Baths
3,155 Sqft
.09 Acre
2 Garages

A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to ''Old 98''.

Rather than placing the pool behind the house, the architecture wraps around it, with floor-to-ceiling black-framed glass along two sides and a covered loggia on the third. The kitchen, living and dining areas open directly to the courtyard, keeping the water in view throughout much of the main level. The result is a pool that functions as a second living room rather than a separate outdoor amenity.

Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming.

Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to "Old 98".

Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming.

Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace anchors a wood-clad feature wall. The first-floor primary suite includes a sitting area and walk-in closet.

Upstairs, a wet bar and a second family room provides the perfect gathering space and creates separation among the sleeping areas, while bunk accommodations contribute to the home's guest capacity. Built-in shelving, a wet bar and an owner's closet add functionality for both personal stays and rental use.

The property is offered fully furnished with a two-car garage and additional driveway parking. Emerald Waters Village is a gated, short-term-rental-friendly community with two community pools, including one just steps from the home. Positioned on a cul-de-sac and steps from the beach pedestrian gate to the deeded beach access. The golf-cart-friendly location sits between Destin and 30A, with Grand Boulevard, Baytowne Wharf, Silver Sands and the restaurants, shopping and entertainment of the Emerald Coast within easy reach.

With a private pool at the heart of the architecture, accommodations for up to 16 and an established rental setup, the home combines the features of a coastal retreat with the practical advantages of a turnkey second home or investment property.

Essential Information
MLS® #1009982
Price$1,800,000
Bedrooms6
Bathrooms5.00
Full Baths4
Half Baths1
Square Footage3,155
Acres0.09
Year Built2019
TypeResidential
Sub-TypeDetached Single Family
StyleContemporary
StatusActive
Community Information
Address220 N Saint Francis Drive
Area15 - Miramar/Sandestin Resort
SubdivisionEMERALD WATERS VILLAGE
CityMiramar Beach
CountyWalton
StateFL
Zip Code32550
Amenities
# of Garages2
Has PoolYes
PoolHeated, In Ground
Utilities

Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground

Parking

Garage Door Opener, Guest, Garage

Interior
HeatingGas - Natural
CoolingCeiling Fan(s)
# of Stories2
Interior Features

Breakfast Bar, Bookcases, Vaulted Ceiling(s), Fireplace, Kitchen Island, Recessed Lighting, Track Lighting, Owner's Closet, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar

Appliances

Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Tankless Water Heater

Exterior
RoofMetal
FoundationSlab
Exterior Features

Outdoor Grill, Balcony, Private Yard, Lawn Pump, Outdoor Shower, Sprinkler System, Rain Gutters

Lot Description

Covenants, Cul-De-Sac, Easements, Irregular Lot, Restrictions, Survey Available, Within 1/2 Mile to Water

Windows

Double Pane Windows, Storm Window(s), Window Treatments

Construction

Frame, Roof Pitched, Stucco, Trim Vinyl

School Information
ElementaryDestin
MiddleDestin
HighDestin
Additional Information
ZoningResid Single Family
Listing Details
OfficeCompass
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Listing information last updated on September 9th, 2026 at 2:22pm CDT.