353 Bay Circle Drive, Santa Rosa Beach

$2,200,000

5 Beds
3 Baths
2,611 Sqft
.37 Acre
2 Garages

Rarely on the market, this newly renovated direct bay front home awaits you with a 2.75% assumable mortgage. No HOA and fully furnished. Great investment home! Rented first time in summer of 2026 averaging $1,000 to $1,500 per night! Wake up to a waterfront oasis, with a private dock& boat lift. Carriage house and 3 car garage plans are included. Walk into luxury with real wood flooring throughout the house, and beautifully designed interior. High end finishings in the kitchen, gas stove, wine closet, marble fireplace, & marble tiles from floor to ceiling in all bathrooms with waterfall quartz countertops in the kitchen & master bathroom. Rooms are equipped with remote controlled window treatment, easy access to the unparalleled sunrise rays & sunset hues. Master bedroom features a large walk-in closet, washer/dryer & a breathtaking view. The home features a 2-car garage, a luscious yard, hot tube over looking the bay and two saunas. one on the second floor balcony and one inside the garage.
Home insurance is $8,200 and flood insurance is $1,800 annual. Seller is a licensed broker.

Essential Information
MLS® #1008273
Price$2,200,000
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,611
Acres0.37
Year Built1992
TypeResidential
Sub-TypeDetached Single Family
StyleContemporary
StatusActive
Community Information
Address353 Bay Circle Drive
Area16 - North Santa Rosa Beach
SubdivisionNO RECORDED SUBDIVISION
CitySanta Rosa Beach
CountyWalton
StateFL
Zip Code32459
Amenities
ParkingGarage Door Opener, Boat
# of Garages2
ViewBay
Is WaterfrontYes
WaterfrontBay
Utilities

Electric, Gas - Natural, Public Sewer, Public Water

Interior
HeatingGas - Natural
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Interior Features

Vaulted Ceiling(s), Fireplace, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Microwave, Electric Water Heater

Exterior
WindowsWindow Treatments
RoofMetal
ConstructionStucco
Exterior Features

Balcony, Boatlift, Dock, Sauna/Steam, Sprinkler System

Lot Description

Flood Insurance Req, Within 1/2 Mile to Water

School Information
ElementaryDune Lakes
MiddleEmerald Coast
HighSouth Walton
Additional Information
ZoningResid Single Family
Listing Details
OfficeJon Howard Realty LLC
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Listing information last updated on October 14th, 2026 at 11:52pm CDT.