4049 N Indian Bayou, Destin

$2,999,999

5 Beds
6 Baths
4,864 Sqft
.45 Acre
2 Garages

Every element of this extensively renovated waterfront residence has been thoughtfully curated to create an exceptional living experience where luxury meets effortless coastal living. Positioned along a quiet deepwater canal with direct access to Choctawhatchee Bay, this turnkey property offers the freedom of boating from your own backyard while remaining just minutes from the area's renowned beaches, golf courses, shopping and dining.

Inside, the open-concept floor plan is designed for both everyday comfort and entertaining on a grand scale. Wide-plank luxury flooring flows throughout the home, connecting spacious living and dining areas centered around a sleek gas fireplace with custom shiplap detailing. The chef's kitchen is equipped with premium Viking appliances and overlooks the main gathering spaces, while five generously sized bedrooms, four full bathrooms, two half baths and a dedicated office provide flexibility for families and guests alike.

The outdoor living spaces rival those of a private resort. A covered lanai with dual oversized ceiling fans, lighting and a fully equipped outdoor kitchen creates the perfect setting for alfresco dining, while the saltwater pool features a Baja shelf, tanning ledge, integrated lighting and expansive paver decking, surrounded by lush landscaping and privacy fencing. Beyond the pool, a custom putting green with chipping areas and a genuine sand trap offers endless recreation day or night thanks to thoughtfully placed accent lighting.

Water enthusiasts will appreciate the private dock, complete with covered boat and jet ski lifts, a 30-amp shore power connection, and an industrial-grade KillerDock cleaning station for effortless days on the water. A detached pool house with its own private entrance, living area, wet bar, and half bath offers exceptional versatility, serving equally well as a private guest retreat, hobby space, or seamless extension of the outdoor living area surrounding the pool.

Additional highlights include an oversized garage with ample room for vehicles and water toys, a whole-yard water softener, Generac generator, tankless water heater, irrigation system, landscape lighting and plantation shutters throughout. With no HOA restrictions and an unmatched combination of premium upgrades, exceptional outdoor amenities and direct boating access, this remarkable waterfront property offers a rare opportunity to enjoy the very best of the Florida lifestyle.

Essential Information
MLS® #1008138
Price$2,999,999
Bedrooms5
Bathrooms6.00
Full Baths4
Half Baths2
Square Footage4,864
Acres0.45
Year Built2022
TypeResidential
Sub-TypeDetached Single Family
StyleCraftsman
StatusActive
Community Information
Address4049 N Indian Bayou
Area14 - Destin
SubdivisionINDIAN CREEK S/D
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Amenities
ParkingGarage Door Opener, Garage
# of Garages2
ViewBayou
Is WaterfrontYes
WaterfrontBayou
Has PoolYes
PoolIn Ground
Utilities

Electric, Public Sewer, Public Water

Interior
CoolingCentral Air, Ceiling Fan(s)
FireplaceYes
# of Stories2
Interior Features

Breakfast Bar, Vaulted Ceiling(s), Tray Ceiling(s), Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup

Appliances

Dishwasher, Dryer, Microwave, Refrigerator, Washer, Tankless Water Heater

Fireplaces

EPA Qualified Fireplace, Fireplace Gas

Exterior
WindowsDouble Pane Windows
RoofShingle
FoundationSlab
Exterior Features

Boatlift, Dock, Private Yard, Pool - Gunite Concrt, Sprinkler System, Outdoor Kitchen, Rain Gutters

Lot Description

Bulkhead/Seawall, Interior Lot, Within 1/2 Mile to Water

Construction

Brick, Trim Aluminum, Siding CmntFbrHrdBrd

School Information
ElementaryDestin
MiddleDestin
HighDestin
Additional Information
ZoningResid Single Family
Listing Details
Contact Info[email protected]
Office

Scenic Sotheby's International Realty

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Listing information last updated on October 15th, 2026 at 2:37am CDT.