912 Camp Fire Circle Lot 319, Panama City Beach

$849,700

4 Beds
4 Baths
2,839 Sqft
.18 Acre
3 Garages

Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities, modern design, and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home features soaring ceilings, an open-concept layout, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite near a quiet cul-de-sac, this move-in-ready home offers all the benefits of new construction without the wait. Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. The primary suite features a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind. What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy resort-style amenities including a community pool, pickleball courts, tennis courts, fitness center, clubhouse, playground, and a gated entrance--all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, Pier Park, and the beautiful white-sand beaches of the Emerald Coast, this home offers the perfect combination of luxury, convenience, and coastal living. Where everyday living feels like a getaway!!

Essential Information
MLS® #1007466
Price$849,700
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths1
Square Footage2,839
Acres0.18
Year Built2025
TypeResidential
Sub-TypeDetached Single Family
StyleCraftsman
StatusActive
Community Information
Address912 Camp Fire Circle Lot 319
Area27 - Bay County
SubdivisionBreakwater at Ward Creek
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Amenities
# of Garages3
Utilities

Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable, Underground

Interior
HeatingCentral, Gas - Natural
CoolingCentral Air
# of Stories1
Interior Features

Tray Ceiling(s), Kitchen Island, Pantry

Appliances

Dishwasher, Disposal, Dryer, Microwave, Double Oven, Range Hood, Tankless Water Heater

Exterior
Exterior FeaturesPrivate Yard, Rain Gutters
Lot DescriptionCul-De-Sac, Interior Lot
RoofShake
ConstructionSiding CmntFbrHrdBrd
School Information
ElementaryWest Bay
MiddleSurfside
HighArnold
Additional Information
ZoningResid Single Family
Listing Details
OfficeSalty Marlin Realty
Property History
Price Reduced from $865,000 to $849,700
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 15th, 2026 at 1:22am CDT.