657 Shoal Landing Lot 177, Panama City Beach

$949,000

4 Beds
4 Baths
3,435 Sqft
.16 Acre
3 Garages

Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion March 2027. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

Essential Information
MLS® #1007398
Price$949,000
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths1
Square Footage3,435
Acres0.16
Year Built2026
TypeResidential
Sub-TypeDetached Single Family
StyleTraditional
StatusActive
Community Information
Address657 Shoal Landing Lot 177
Area27 - Bay County
SubdivisionBreakwater at Ward Creek
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Amenities
# of Garages3
Utilities

Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable, Underground

Interior
HeatingGas - Natural
# of Stories2
Interior Features

Kitchen Island, Recessed Lighting, Pantry

Appliances

Dishwasher, Disposal, Microwave, Tankless Water Heater

Exterior
Exterior FeaturesSprinkler System
ConstructionSiding CmntFbrHrdBrd
FoundationSlab
Lot Description

Sidewalk, Survey Available, Wooded

School Information
ElementaryWest Bay
MiddleSurfside
HighArnold
Additional Information
ZoningResid Single Family
Listing Details
OfficeJacksonville TBI Realty LLC
Property History
Price Increased from $848,000 to $949,000
Price Increased from $826,000 to $848,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 14th, 2026 at 9:37pm CDT.