1006 Highway 98 131, Destin

$449,000

3 Beds
2 Baths
1,020 Sqft
0 Acre
0 Garage

Penthouse Coastal Retreat with Private Beach Access, Gulf Views & Spectacular Sunsets - Priced to Sell!

Opportunity is knocking! This is the lowest-priced 3-bedroom condo south of Highway 98, offering an exceptional chance to own a beautifully updated beach getaway in one of Destin's most sought-after locations. With financing options available starting at just 10% down, this is an incredible value for a primary residence, second home, or investment property.

Perched on the top-floor penthouse level, this beautifully remodeled 3-bedroom, 2-bath residence captures stunning Gulf views and unforgettable western sunsets from its oversized private balcony--the perfect place to unwind after a day at the beach. Accessible from both the living room and the spacious primary suite, this outdoor living space is designed for relaxing, entertaining, and enjoying the coastal breeze year-round.

Inside, you'll discover a light-filled interior featuring luxury tile flooring throughout with absolutely no carpet, elegant crown molding, designer furnishings, and a calming coastal color palette that instantly feels like home. The open-concept living area flows effortlessly into a beautifully updated kitchen complete with granite countertops, abundant cabinetry, + more - creating an inviting space for gathering with family, friends and vacationing guests. The spacious primary suite serves as a private retreat with a walk-in closet and direct balcony access, while two additional guest bedrooms provide comfortable accommodations for family and visitors.

Located south of Highway 98, St. Martin Beachwalk Villas offers one of Destin's greatest conveniences--private deeded beach access without crossing a busy highway. Simply follow the private beach walkway approximately 200 yards to the sugar-white sands and emerald waters of the Gulf of Mexico.

Residents enjoy outstanding community amenities including a sparkling swimming pool, expansive sun deck, picnic area, BBQ grilling stations, lush landscaping, and a peaceful, low-rise atmosphere that feels tucked away while remaining in the heart of Destin.

The location is simply unbeatable. You're just minutes from Destin Harbor, Destin Commons, Big Kahuna's Water Park, premier dining, shopping, entertainment, golf, boating, and everything that has made the Emerald Coast one of Florida's most desirable destinations.

Whether you're searching for a full-time residence, luxury vacation home, or income-producing investment, this penthouse opportunity combines location, lifestyle, Gulf views, private beach access, and exceptional value into one remarkable property.

Priced to sell and ready for its next owner--schedule your private showing today before this incredible beach opportunity is gone.

Essential Information
MLS® #1007167
Price$449,000
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,020
Year Built1993
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusActive
Community Information
Address1006 Highway 98 131
Area14 - Destin
SubdivisionST MARTIN BEACHWALK VILLAS
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Amenities
ViewGulf
Utilities

Electric, Public Sewer, Public Water, TV Cable

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
Interior Features

Breakfast Bar, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup

Appliances

Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

Exterior
Exterior FeaturesBalcony
WindowsWindow Treatments
RoofMetal
ConstructionBlock
School Information
ElementaryDestin
MiddleDestin
HighDestin
Listing Details
OfficeRealJoy Realty LLC
Property History
Price Reduced from $464,900 to $449,000
Price Reduced from $474,900 to $464,900
LISTING MAP

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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 15th, 2026 at 12:08pm CDT.