6408 River Bluff Trail, Panama City Beach

$1,100,000

4 Beds
5 Baths
3,384 Sqft
.82 Acre
2 Garages

6408 River Bluff Trail is a custom built home that offers elegant single-story living in the prominent community of RiverCamps on Crooked Creek. This home offers a spacious 3,384 square feet of heated and cooled living space. Included in this square footage is a guest house, and a bonus room above garage that includes a half bath, and a four Seasons room that is perfect for watching wildlife. The main living space includes 2,079 square feet. Ceramic Tile floors are found throughout main living area, kitchen, bedrooms, and bathrooms. Bullnose-Edge Quartz countertops, and oversized kitchen island are found in the modern kitchen. A gorgeous wood burning fireplace with 100 year old hard pine mantel sits at the focus of the living room.
This home boasts 8 foot entry and closet doors in the main living space. And features 10 foot ceilings throughout with cathedral ceiling in living room and kitchen. It also offers oversized two car garage with 10 foot ceilings and 8 foot entry doors. As well as 220 power in garage. There are two master suites in main living space. The primary master bathroom features a claw foot tub, and curb less walk in shower. A new HVAC was installed in main house in December 2025.
The Four Seasons Room is adorned with full wall windows that are perfect for watching the neighborhood wildlife. It also features LVP flooring, and a Mini Split HVAC system.This home truly provides a rare opportunity with the inclusion of the guest house. The guest house which was built in 2022 features a master bedroom, and master bathroom with a curb less walk in shower. It also includes a living area and kitchen. Other key features include a dedicated car port, and screened in porch.
This homesite offers usable outdoor space that includes a fire pit, and an outdoor shower.
RiverCamps on Crooked Creek is a Certified Nature Preserve Community. The community offers resort style amenities. Amenities include gated access, a future river house, newly built community pool, boardwalks and trails, kayak and paddle boards, fitness center currently being built, as well as community boat ramp, and boat storage for residents. The home is within walking distance to additional boat dock on crooked creek.
RiverCamps is in close proximity to many local businesses's. It is only 10 miles from Pier Park and the famous white sandy beaches. It's also 2 and a half miles from NW Florida Beaches International Airport. 3 and a half miles from Publix, to be opening soon. And approximately 5 miles to new hospital, to be opening in 2028. Furnishings are negotiable. Measurements approximate. All information is deemed reliable, but not guaranteed. Buyer to verify if important.

Essential Information
MLS® #1005620
Price$1,100,000
Bedrooms4
Bathrooms5.00
Full Baths4
Half Baths1
Square Footage3,384
Acres0.82
Year Built2018
TypeResidential
Sub-TypeDetached Single Family
StyleCraftsman
StatusActive
Community Information
Address6408 River Bluff Trail
Area27 - Bay County
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Subdivision

RIVERCAMPS ON CROOKED CREEK PH 2

Amenities
ParkingAttached Carport
# of Garages2
Utilities

Electric, Public Sewer, Public Water, TV Cable

Interior
HeatingCentral
CoolingCentral Air
# of Stories1
Interior Features

Kitchen Island, Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Microwave, Electric Water Heater

Exterior
RoofMetal
Exterior Features

Sprinkler System, Separate Living Area

Lot Description

Covenants, Within 1/2 Mile to Water

Windows

Double Pane Windows, Window Treatments

Construction

Foundation Off Grade, Siding CmntFbrHrdBrd

School Information
ElementaryWest Bay
MiddleSurfside
HighArnold
Additional Information
ZoningResid Single Family
Listing Details
OfficeInlet Beach Real Estate
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DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 15th, 2026 at 2:08pm CDT.