5412 Hilltop Avenue, Panama City Beach

$390,000

3 Beds
2 Baths
1,075 Sqft
.14 Acre
0 Garage

Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck. There's even ample space to add a full-size pool if desired. A 12x12 storage shed provides plenty of room for beach gear and tools. Additional upgrades include a brand-new septic system, offering peace of mind for years to come. This property presents a fantastic opportunity as a turnkey, rental-ready investment or your own slice of paradise near the Gulf. Don't miss your chance to own this inviting coastal getaway--schedule your private showing today!

Essential Information
MLS® #1005484
Price$390,000
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,075
Acres0.14
Year Built1970
TypeResidential
Sub-TypeDetached Single Family
StyleRanch
StatusActive
Community Information
Address5412 Hilltop Avenue
Area27 - Bay County
SubdivisionBILTMORE BEACH
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Utilities

Electric, Public Water, Septic Tank

Interior
Interior FeaturesBreakfast Bar, Lock Out
CoolingCentral Air
# of Stories1
Appliances

Dryer, Microwave, Refrigerator, Washer

Exterior
Lot DescriptionFlood Insurance Req
RoofMetal
ConstructionBrick
Exterior Features

Outdoor Grill, Private Yard, Outdoor Shower

School Information
ElementaryPatronis
MiddleSurfside
HighArnold
Additional Information
ZoningResid Single Family
Listing Details
OfficeEXP Realty LLC
Property History
Price Reduced from $399,000 to $390,000
Price Reduced from $415,000 to $399,000
LISTING MAP

Get directions to this property:

Properties for Sale Similar to 5412 Hilltop Avenue, Panama City Beach, FL

Photo of Listing #1012260

3716 Tiki Drive, Panama City Beach

$325,000 - 4 Beds, 2 Baths, 1,500 Sf

MLS® # 1012260

Photo of Listing #1012262

5725 Sunset Avenue, Panama City Beach

$355,000 - 3 Beds, 1 Bath, 1,120 Sf

MLS® # 1012262

Photo of Listing #1012506

323 Prudence Lane, Panama City Beach

$395,000 - 3 Beds, 2 Baths, 1,332 Sf

MLS® # 1012506

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 15th, 2026 at 11:08am CDT.