9900 S Thomas Drive 413, Panama City Beach

$360,000

2 Beds
2 Baths
907 Sqft
0 Acre
0 Garage

SELLER FINANCING AVAILABLE. 4TH FLOOR CONVENIENCE. DEEDED SAME-LEVEL PARKING.
Shores of Panama Unit 413 features the popular Type C floor plan with a Gulf-front primary suite offering beautiful Gulf views from the window, plus a private bunk room and 2 full bathrooms. Located on the 4th floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units.
The kitchen is equipped with granite countertops and stainless steel appliances and opens to the living and dining areas. The large balcony provides additional outdoor living space with views of the lagoon-style pool and the Gulf-front resort setting. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready.
A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting. From the covered hallway, access between the unit and parking garage is simple and efficient.
Additional features include a 2017 HVAC system and 2017 water heater. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar.
Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more.
Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. All information is believed to be accurate but should be verified by buyers if important.

Essential Information
MLS® #1005274
Price$360,000
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage907
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusActive
Community Information
Address9900 S Thomas Drive 413
Area27 - Bay County
SubdivisionSHORES OF PANAMA
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
ViewGulf
Is WaterfrontYes
WaterfrontGulf
Utilities

Community Sewer, Community Water, Electric, TV Cable

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
Interior Features

Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

Exterior
Exterior FeaturesBalcony
Windows

Double Pane Windows, Window Treatments

School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Listing Details
OfficeColdwell Banker Realty
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Listing information last updated on October 14th, 2026 at 2:52pm CDT.