125 Malaga Place, Panama City Beach

$724,990

3 Beds
2 Baths
1,269 Sqft
.15 Acre
0 Garage

Just one block from the sugar-white sand and emerald waters of the Gulf of America, this 3-bedroom, 2-bath Florida beach house offers the coastal lifestyle buyers are searching for. Full of classic Old Florida character, the home features a private backyard pool, two full bathrooms, and plenty of opportunity to add your own style and make it truly special.
Whether you're looking for a primary residence, second home, vacation retreat, or income-producing short-term rental property, this home delivers location, lifestyle, and investment potential. Spend your days at the beach, unwind by the pool, and enjoy the laid-back coastal atmosphere that makes this area one of the most sought-after destinations on the Emerald Coast.
Beach-close homes with owner financing options are hard to find--don't miss the chance to make this Florida beach cottage your own.

Essential Information
MLS® #1004902
Price$724,990
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,269
Acres0.15
Year Built1954
TypeResidential
Sub-TypeDetached Single Family
StyleFlorida Cottage
StatusActive
Community Information
Address125 Malaga Place
Area27 - Bay County
SubdivisionLAGUNA BEACH 4TH ADDN
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Amenities
Has PoolYes
PoolIn Ground
Utilities

Electric, Public Water, Septic Tank

Interior
Interior FeaturesNewly Painted, Split Bedroom
CoolingCentral Air, Ceiling Fan(s)
# of Stories1
Appliances

Dishwasher, Microwave, Refrigerator, Electric Water Heater

Exterior
Lot DescriptionInterior Lot, Level
WindowsWindow Treatments
RoofMetal
ConstructionSiding Vinyl
Exterior Features

Private Yard, Outdoor Shower, Yard Building

School Information
ElementaryWest Bay
MiddleSurfside
HighArnold
Additional Information
ZoningResid Single Family
Listing Details
OfficeColdwell Banker Realty
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on October 16th, 2026 at 3:22am CDT.