192 White Sandy Drive, Panama City Beach

$275,000

2 Beds
2 Baths
972 Sqft
.03 Acre
0 Garage

Waterfront under 300K!? This is the opportunity you have been waiting for.
Welcome to this well maintained 2 bedroom 2.5 bath beach home offering a great combination of privacy, location, and value. Situated on the canal, you can enjoy peaceful water views and natural surroundings while relaxing or grilling in the evenings. There is also a pool located directly across the street for added convenience.
Located just a short 5 minute walk to the beach, this home puts you close to the sand while still offering a quiet setting. Inside, the property features updates including granite countertops in the kitchen and half bath, LVP flooring, and a comfortable layout ready for personal use or rental. Additional highlights include short term rentals allowed with strong GRI potential, VA and FHA approval, low HOA, and 2 assigned parking spaces directly in front of the unit.
The community amenities are extensive and included in the HOA of 1121.84 per quarter. These include 11 pools with 5 heated, a private beach house with beachfront pool and snack bar, tennis, pickleball and shuffleboard courts, fitness center, mini golf, playgrounds, conference center, as well as internet, lawn care, trash, pest control, and termite bond.
Whether you are looking for a primary residence, vacation home, or investment property, this waterfront unit offers strong value in a desirable beachside community.

Essential Information
MLS® #1004467
Price$275,000
Bedrooms2
Bathrooms2.00
Full Baths1
Half Baths1
Square Footage972
Acres0.03
Year Built1987
TypeResidential
Sub-TypeTownhouse
StyleTownhome
StatusActive
Community Information
Address192 White Sandy Drive
Area27 - Bay County
SubdivisionGulf Highlands Beach Resort
CityPanama City Beach
CountyBay
StateFL
Zip Code32407
Amenities
ViewCanal
Is WaterfrontYes
WaterfrontCanal Access
Utilities

Electric, Gas - Natural, Public Sewer, Public Water

Interior
HeatingNatural Gas, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Appliances

Dishwasher, Dryer, Microwave, Refrigerator, Washer

Exterior
Exterior FeaturesSprinkler System
ConstructionStucco, Trim Wood
Lot Description

Sidewalk, Within 1/2 Mile to Water

School Information
ElementaryHutchinson Beach
MiddleSurfside
HighArnold
Additional Information
ZoningResid Single Family
Listing Details
OfficeDalton Wade Inc
LISTING MAP

Get directions to this property:

Properties for Sale Similar to 192 White Sandy Drive, Panama City Beach, FL

Photo of Listing #1004472
New Listing

239 Saint Katherine Boulevard, Panama City Beach

$299,000 - 2 Beds, 3 Baths, 1,260 Sf

MLS® # 1004472

Photo of Listing #1004456
New Listing

125 Damon Circle, Panama City Beach

$275,000 - 4 Beds, 2 Baths, 1,400 Sf

MLS® # 1004456

Photo of Listing #1004396
New Listing

183 Gulf Highlands Boulevard, Panama City Beach

$260,000 - 2 Beds, 2 Baths, 972 Sf

MLS® # 1004396

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Vendors Member Number : 28325

Listing information last updated on June 5th, 2026 at 4:53pm CDT.