232 Middleburg Drive, Panama City Beach

$525,000

3 Beds
2 Baths
1,990 Sqft
0 Acre
0 Garage

Palmetto Trace w/ community pool! Located in the highly sought-after Palmetto Trace community, this 3-bedroom, 2-bath home puts you right in the center of Panama City Beach--just minutes from Pier Park, Frank Brown Park, and the beach. Inside, you'll find a functional split floor plan with an open living space, vaulted ceilings, and plenty of natural light. The kitchen flows easily into the main living and dining areas, making it practical for everyday living and easy to entertain when needed. Fresh interior paint gives the home a clean, updated feel. The primary suite is set apart from the secondary bedrooms and offers good space, a walk-in closet, and a private bath with double vanities. On the opposite side of the home, two additional bedrooms and a full bath provide flexibility for guests, family, or a home office. Out back, enjoy a screened-in patio that gives you that indoor-outdoor living buyers want, along with a fenced yard that's easy to maintain. With a roof replaced in 2023 and access to two community pools, this home checks the boxes for both comfort and peace of mind. Palmetto Trace is golf cart-friendly, with sidewalks throughout, making it easy to get around and enjoy everything nearby. You're just minutes from Pier Park, with quick access to shopping, dining, nightlife, and entertainment, including local favorites, beach access, and Topgolf. If you're looking for location, convenience, and a solid home in a strong price range, this one is worth a look. Schedule your showing today.

Essential Information
MLS® #1001145
Price$525,000
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,990
Year Built2006
TypeResidential
Sub-TypeDetached Single Family
StyleContemporary
StatusActive
Community Information
Address232 Middleburg Drive
Area27 - Bay County
SubdivisionPalmetto Trace
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Utilities

Electric, Public Sewer, Public Water, Underground

Interior
CoolingCentral Air
# of Stories1
Appliances

Dishwasher, Disposal, Microwave, Refrigerator

Exterior
Exterior FeaturesPrivate Yard
RoofComposite Shngl
ConstructionStucco
Lot Description

Covenants, Restrictions, Sidewalk, Within 1/2 Mile to Water

School Information
ElementaryHutchinson Beach
MiddleSurfside
HighArnold
Additional Information
ZoningResid Single Family
Listing Details
OfficeEXP Realty LLC
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Listing information last updated on May 14th, 2026 at 8:38am CDT.