22604 Hilltop Avenue, Panama City Beach

$389,000

2 Beds
1 Bath
1,024 Sqft
.13 Acre
0 Garage

Tucked away on the growing west end of Panama City Beach, just moments from the sugar-white sands of the Gulf and ideally positioned east of 30A and Inlet Beach, this charming coastal cottage offers an exceptional blend of lifestyle, location, and investment potential. Set on a spacious corner lot in a quiet, golf cart-friendly neighborhood, the property invites a relaxed, easygoing coastal experience while remaining just minutes from the dining, shopping, and energy of 30A. Whether you're seeking a primary residence, second home, or income-producing investment, this location delivers on every level. Inside, the home features an open, functional layout with abundant natural light offering the perfect canvas to create a thoughtfully designed coastal retreat. Outside, a covered patio and expansive deck provide ideal spaces for entertaining, unwinding, and enjoying the Gulf breeze. With no HOA and no rental restrictions, the opportunities here are truly endless. Strong long-term rental potential combined with the ability to further enhance, expand, or reimagine the property makes this a standout opportunity at this price point. Whether you envision a beautifully curated full-time residence, a high-performing long term rental, or a custom coastal getaway, this property offers the flexibility and upside to bring that vision to life. At this competitive price, opportunities like this--just blocks from the Gulf and minutes to 30A--are increasingly rare.

Essential Information
MLS® #999184
Price$389,000
Sold Price$379,000
Date Sold$2026-05-29
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,024
Acres0.13
Year Built1985
TypeResidential
Sub-TypeDetached Single Family
StyleFlorida Cottage
StatusSold
Community Information
Address22604 Hilltop Avenue
Area27 - Bay County
SubdivisionINLET BEACH HEIGHTS
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Amenities
ParkingOversized, Carport
Utilities

Electric, Public Water, Septic Tank, TV Cable

Interior
CoolingCentral Air
# of Stories1
Exterior
ConstructionBlock
Lot Description

Corner Lot, Within 1/2 Mile to Water

School Information
ElementaryHutchinson Beach
MiddleSurfside
HighArnold
Additional Information
Days on Website202
ZoningResid Single Family
Office

Christies International Real Estate Emerald Coast

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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 16th, 2026 at 8:37am CDT.