90 Mosaic Oaks Circle, Santa Rosa Beach

$410,000

3 Beds
3 Baths
1,871 Sqft
.08 Acre
1 Garage

UNDER CONTRACT - 72HR KICK-OUT CLAUSE Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower.

Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022).

Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience.

Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.

Essential Information
MLS® #998538
Price$410,000
Sold Price$400,000
Date Sold$2026-09-08
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths1
Square Footage1,871
Acres0.08
Year Built2014
TypeResidential
Sub-TypeDetached Single Family
StyleFlorida Cottage
StatusSold
Community Information
Address90 Mosaic Oaks Circle
Area16 - North Santa Rosa Beach
SubdivisionMOSAIC OAKS
CitySanta Rosa Beach
CountyWalton
StateFL
Zip Code32459
Amenities
ParkingGarage
# of Garages1
Utilities

Electric, Public Sewer, Public Water

Interior
HeatingHeat Pump
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Interior Features

Breakfast Bar, Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Dryer, Microwave, Washer, Electric Water Heater

Exterior
Exterior FeaturesBalcony, Private Yard
RoofComposite Shngl
ConstructionSiding CmntFbrHrdBrd
FoundationSlab
School Information
ElementaryDune Lakes
MiddleEmerald Coast
HighSouth Walton
Additional Information
Days on Website209
ZoningResid Single Family
Listing Details
Office1 Percent Lists Florida Coast
Property History
Price Reduced from $415,000 to $410,000
Price Reduced from $419,000 to $415,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 15th, 2026 at 12:07am CDT.