7904 Surf Drive # 12, Panama City Beach

$285,000

1 Bed
1 Bath
729 Sqft
0 Acre
0 Garage

Updated top-floor end-unit condo in Panama City Beach, ideally located between the pool and beach in sought-after Lower Grand Lagoon. This low-density beachfront complex offers gated beach access to the sugar-white sands and emerald waters of the Gulf of Mexico just across the street--perfect for those seeking a Panama City Beach condo near the beach.

Flooded with natural light, this open-concept condo features wood-look tile flooring, sleek stone countertops, stainless steel appliances, and a brand-new 2023 HVAC system. The desirable end-unit location provides extra windows and a bright, airy atmosphere, making this property feel like a true coastal retreat.

Designed with both comfort and investment potential in mind, the added bunk room boosts short-term rental income opportunities. A spacious storage closet can easily be converted into an owner's closet, ideal for vacation rental owners. Rare attic storage space provides additional room for beach gear, bikes, and seasonal items--an uncommon and valuable feature in Panama City Beach condos.

Located just minutes from St. Andrews State Park, marinas, waterfront dining, shopping, and local attractions, this condo offers the best of coastal living. Whether you're searching for a vacation home, investment property, or full-time residence, this Panama City Beach condo for sale delivers location, lifestyle, and income potential.

Essential Information
MLS® #996134
Price$285,000
Sold Price$280,000
Date Sold$2026-05-18
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage729
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusSold
Community Information
Address7904 Surf Drive # 12
Area27 - Bay County
SubdivisionMisty Harbour Condominiums
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Utilities

Electric, Public Sewer, Public Water, TV Cable

Interior
CoolingCentral Air
School Information
ElementaryPatronis
MiddleSurfside
HighArnold
Additional Information
Days on Website233
Office

The Premier Property Group Seacrest Office

Property History
Price Reduced from $295,000 to $285,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 14th, 2026 at 11:37pm CDT.