21408 Palm Avenue, Panama City Beach

$649,000

3 Beds
2 Baths
1,824 Sqft
.13 Acre
2 Garages

Prime Turnkey Coastal Gem in Panama City Beach - Ideal for Beach Living or Short-Term Rental Income.

Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home.
Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home.

Step inside to an inviting open-concept floor plan highlighted by vaulted ceilings, abundant natural light, and thoughtfully designed living spaces. The spacious living room flows seamlessly into a formal dining area and a versatile bonus flex space, ideal for a home office, media room, or additional guest accommodations.

The well-appointed kitchen serves as the heart of the home, featuring quartz countertops, stainless LG appliances, ample cabinetry, and a layout designed for both entertaining and everyday living. French doors from both the living area and the private primary suite open to a tranquil outdoor patio, perfect for morning coffee, evening breezes, or relaxed gatherings after a day at the beach.

Turnkey, stylish, and ideally located in desirable West Panama City Beach, this property delivers the rare combination of modern construction, rental flexibility, and low-maintenance coastal living, a true standout in today's market.

Essential Information
MLS® #994911
Price$649,000
Sold Price$600,000
Date Sold$2026-04-30
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,824
Acres0.13
Year Built2018
TypeResidential
Sub-TypeDetached Single Family
StyleBeach House
StatusSold
Community Information
Address21408 Palm Avenue
Area27 - Bay County
SubdivisionRiviera Beach
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Amenities
# of Garages2
Utilities

Electric, Phone, Public Water, Septic Tank, TV Cable

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
# of Stories1
Interior Features

Cathedral Ceiling(s), Vaulted Ceiling(s), Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Microwave, Refrigerator, Electric Water Heater

Exterior
Exterior FeaturesPrivate Yard
Lot DescriptionWithin 1/2 Mile to Water
RoofComposite Shngl
ConstructionSiding CmntFbrHrdBrd
FoundationSlab
School Information
ElementaryWest Bay
MiddleSurfside
HighBay
Additional Information
Days on Website247
ZoningResid Single Family
Listing Details
OfficeKeller Williams Realty SRB
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 15th, 2026 at 11:53am CDT.