4256 Lovering Court, Niceville
MLS® # 1011487
Under Contract but accepting back up offers. This property is highly recommended for viewing. It has been completely remodeled and is ready for immediate occupancy, with all updates completed for the convenience of the new owner. The residence offers the added benefit of an available boat slip. The assumable VA loan features an exceptional interest rate of 3.2% or you have the option to purchase without assuming the VA loan. Prospective owners can enjoy this two-bedroom, two-bathroom unit with water access, located in a safe and peaceful neighborhood.
Renovations include new paint throughout, upgraded baseboards, flooring, ceiling fans, recessed lighting, and stainless steel appliances. Both bathrooms feature updated plumbing, granite countertops, new decking, toilets and tubs, improved hardware and enhanced lighting. The shower walls have been elegantly tiled, among many additional improvements.
Residents may savor their morning coffee while overlooking the bayou from the private back deck, or take leisurely walks to the dock to observe dolphins and birds in their natural habitat. This exceptional retreat provides an opportunity to make nature's paradise your own backyard. Insurance was $1431.00 in 2025. No flood insurance required.
Electric, Public Sewer, Public Water
Recessed Lighting, Newly Painted, Split Bedroom, Washer/Dryer Hookup
Disposal, Microwave, Electric Water Heater
Covenants, Within 1/2 Mile to Water
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Listing information last updated on October 20th, 2026 at 3:52am CDT.