8515 Surf Drive 1, Panama City Beach

$1,450,000

4 Beds
3 Baths
2,464 Sqft
0 Acre
2 Garages

Experience luxury beachfront living at its finest. This Gulf-front penthouse boasts over $100K in upgrades, including new flooring, fresh bedroom paint, upgraded appliances, new cabinet doors, a fully redone master bath, and a tankless hot water system. With breathtaking panoramic Gulf views, four spacious bedrooms, expansive living areas, and a massive beachfront balcony, this turnkey penthouse delivers unmatched elegance and value. A rare opportunity to own a fully upgraded coastal retreat with private beach access and a pool. Turnkey vacation rental with $100K+ in vacation rental income! Schedule a tour today! A breathtaking Gulf-front penthouse with over $100,000 in upgradesan extraordinary opportunity for elevated coastal living.

Welcome to White Sands Haven, a beautifully reimagined beachfront penthouse overlooking the brilliant waters and white-sand shoreline of Panama City Beach. Positioned directly on the Gulf, this spacious residence combines premium renovations, expansive interior living, and uninterrupted water views at every turn. Designed for relaxation, gathering, and unforgettable moments, this home blends elegance with true coastal luxury.

$100K+ in Upgrades; Elegant, Modern, Turnkey:
This penthouse has undergone a full enhancement with thoughtful, high-value improvements that elevate both beauty and function:
New upgraded flooring throughout the bedrooms; Bedrooms professionally repainted; Updated appliance package; Brand-new cabinet doors creating a crisp, refreshed kitchen aesthetic; Completely redesigned master bathroom with modern finishes; and a Tankless hot water system for efficiency and continuous comfort.

These upgrades give the home a polished, contemporary feelideal for personal enjoyment or as a premium rental investment.

Stunning Gulf-Front Views From Every Angle:

This penthouse delivers truly exceptional vistas. The wide beachfront balcony stretches across the living room and multiple bedrooms, offering uninterrupted views of emerald waters and the sweeping horizon. Morning light pours in, sunsets glow across the sky, and the sound of the surf sets a perfect backdrop day and night. Locations with views like this are rarely available.

Expansive Living Designed for Comfort & Style:

The open-concept main living area provides generous space for both gatherings and quiet relaxation:
* Large living room with two comfortable couches and a Smart TV
Dining table seating 10, ideal for shared meals;
* Fully equipped kitchen with breakfast bar, fridge/freezer (ice maker), microwave, pantry, coffee maker, cookware, and essentials; and
* Extensive beachfront balcony with elegant patio furniture for sunrise coffees and evening outdoor meals.
The flow of the space maximizes views, light, and ease of living.

Accommodations for Groups & Families:

Sleeping up to 12 guests, this penthouse offers versatile and comfortable arrangements:
* Bedroom 1 (Primary Suite): King bed, TV, Gorgeously updated ensuite bathroom, Walk-in closet, Direct balcony access with Gulf views.
* Bedroom 2: King bed, TV, Ensuite bathroom.
* Bedroom 3: Two full-size beds, TV.
* Bedroom 4: Queen bed, Twin day bed with trundle, Smart layout for children, teens, or additional guests.
* Three full bathrooms provide excellent convenience for families or large groups.

Beachfront Amenities & Coastal Lifestyle:

This penthouse offers the best elements of beachfront living:
* Private beach access directly from the building;
* Gulf-front pool with stunning water views;
* Parking for three vehicles; and
* A beautifully maintained beachfront environment with immediate access to sand and shoreline walks.

Everything is designed for effortless enjoyment of the coast.

Activities & Local Experiences nearby include: St. Andrews State Park; Wildlife watching, Snorkeling, Paddleboarding, Hiking and biking, Water Adventures, Dolphin tours, Jet ski rentals, and Snorkeling trips.

Dining & Entertainment: A wide array of restaurants, cafés, and coastal eateries are within easy access, offering everything from casual meals to upscale dining.

The Ultimate Gulf-Front Penthouse:
Fully Updated & Move-In Ready, with over $100K in upgrades, spacious interiors, four large bedrooms, a redesigned primary suite, tankless hot water, and sweeping Gulf views from the penthouse level, this residence offers a rare combination of luxury, practicality, and immediate enjoyment.

Whether used as a personal escape, a high-performing investment property, or a combination of both, White Sands Haven stands out as a premier offering in Panama City Beach.

Essential Information
MLS® #993321
Price$1,450,000
Sold Price$1,400,000
Date Sold$2026-05-15
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,464
Year Built2001
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusSold
Community Information
Address8515 Surf Drive 1
Area27 - Bay County
SubdivisionBel Air Beach Condo
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
ParkingGarage
# of Garages2
ViewGulf
Is WaterfrontYes
Has PoolYes
PoolIn Ground
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Waterfront

Gulf, Shore - Beach, Waterfront

Interior
HeatingCentral, Gas - Natural
CoolingCentral Air
Interior Features

Breakfast Bar, Crown Molding, Fireplace, Kitchen Island, Recessed Lighting, Pantry, Elevator

Appliances

Cooktop, Disposal, Dryer, Range Hood, Refrigerator, Washer, Tankless Water Heater

Exterior
Exterior FeaturesBalcony
RoofMetal
FoundationFoundation On Piling
Construction

Foundation Stilts, Siding CmntFbrHrdBrd

School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Additional Information
Days on Website267
Listing Details
OfficeEXP Realty LLC
Property History
Price Reduced from $1,500,000 to $1,450,000
Price Reduced from $1,575,000 to $1,500,000
Price Reduced from $1,675,000 to $1,575,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 14th, 2026 at 9:22pm CDT.