223 Nw Girard Avenue, Fort Walton Beach

$1,410,000

5 Beds
4 Baths
3,183 Sqft
.41 Acre
3 Garages

Waterfront luxury meets brand-new construction at 223 Girard Avenue NW in Fort Walton Beach. This newly built home offers the rare opportunity to own a modern residence directly on the water, designed for both comfort and coastal living. Enjoy serene views, gentle breezes, and direct water access right from your backyard—perfect for boating, kayaking, or relaxing at sunset. With fresh construction, contemporary finishes, and thoughtful design throughout, this home delivers peace of mind and style. A true waterfront retreat just minutes from beaches, shopping, and dining.
This 5 bedroom home offers all that waterfront living has to offer, private pool, open deck, covered patio, covered porch and no HOA.
Schedule your showing today.

Essential Information
MLS® #992733
Price$1,410,000
Sold Price$1,410,000
Date Sold$2026-03-11
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,183
Acres0.41
Year Built2023
TypeResidential
Sub-TypeDetached Single Family
StyleCraftsman
StatusSold
Community Information
Address223 Nw Girard Avenue
Area12 - Fort Walton Beach
SubdivisionHARBOR RIDGE
CityFort Walton Beach
CountyOkaloosa
StateFL
Zip Code32548
Amenities
# of Garages3
ViewBay, Bayou
Is WaterfrontYes
WaterfrontBayou
Utilities

Gas - Natural, Public Sewer, Public Water, TV Cable

Parking

Garage Door Opener, Boat, Oversized, Garage

Interior
HeatingNatural Gas, Gas - Natural
CoolingCentral Air
# of Stories1
Interior Features

Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Appliances

Cooktop, Dishwasher, Disposal, Microwave, Gas Water Heater

Exterior
WindowsWindow Treatments
RoofShingle
FoundationSlab
Exterior Features

Outdoor Grill, Private Yard, Sprinkler System, Separate Living Area, Rain Gutters

Lot Description

Bulkhead/Seawall, Cleared, Cul-De-Sac, Flood Insurance Req, Irregular Lot, Survey Available, Within 1/2 Mile to Water

Construction

Foundation Off Grade, Brick, Trim Vinyl

School Information
ElementaryElliott Point
MiddleBruner
HighFort Walton Beach
Additional Information
Days on Website284
ZoningResid Single Family
Office

Berkshire Hathaway HomeServices PenFed Realty

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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 23rd, 2026 at 5:22am CDT.