441 Atwater Court, Mary Esther

$425,000

3 Beds
3 Baths
2,548 Sqft
.28 Acre
2 Garages

VA ASSUMABLE LOAN available to qualified buyers at 2.5%! NEW ROOF in 2025 AND PAID OFF SOLAR.
Spacious, updated 2548sqft home in a small waterfront community south of 98, with deeded Sound access steps away. Great location, located only 6 miles/10 minutes from both Hurlburt Field and beautiful Navarre Beach and less than a mile to Publix. Grand double entry doors lead to a huge, bright Great Room with a wet bar & French doors to the back deck. The Chefs' Kitchen, features granite counters, a Bosch induction cooktop, stainless appliances, pantry and Breakfast Nook. The adjacent Family room has a cozy gas fireplace and access to the large heated and cooled Florida Room. Elegant stairs lead up the 2nd floor where the Primary suite offers an updated bath with twin vessel sinks, freestanding tub and tiled walk-in shower. The 2 upstairs guest bedrooms also share a fabulous, updated guest bathroom with a subway tile walk in shower. Don't forget whole home gutters and the large, fully fenced backyard with 8ft privacy fences; plus irrigation, a shed, firepit, a fruit bearing Pear tree and double gate access to park your RV, Boat or other toys! Other special interior mentions include new paint, new light fixtures and ceiling fans, a water filtration system, oversized 2 car garage with new garage door and many new smart home accessories such as Nest Thermostats, a video doorbell, front door keypad, garage opener and more! This exceptional home is ready and waiting for it's new owners. Home is located in Flood Zone X and flood insurance, whilst highly recommended, is not required!

Essential Information
MLS® #992308
Price$425,000
Sold Price$425,000
Date Sold$2026-02-17
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths1
Square Footage2,548
Acres0.28
Year Built1994
TypeResidential
Sub-TypeDetached Single Family
StyleMediterranean
StatusSold
Community Information
Address441 Atwater Court
Area12 - Fort Walton Beach
SubdivisionATWATER
CityMary Esther
CountyOkaloosa
StateFL
Zip Code32569
Amenities
ParkingGarage Door Opener
# of Garages2
ViewIntracoastal Waterwy
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, Underground

Interior
HeatingCentral, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
FireplaceYes
FireplacesFireplace Gas
# of Stories2
Interior Features

Breakfast Bar, Kitchen Island, Recessed Lighting, Newly Painted, Owner's Closet, Pantry, Pull Down Stairs, Walls Wainscoting, Washer/Dryer Hookup, Wet Bar

Appliances

Cooktop, Dishwasher, Disposal, Microwave, Electric Water Heater

Exterior
RoofShingle
ConstructionStucco
Exterior Features

Private Yard, Lawn Pump, Sprinkler System, Yard Building, Rain Gutters

Lot Description

Dead End, Level, Within 1/2 Mile to Water

Windows

Double Pane Windows, Window Treatments

School Information
ElementaryFlorosa
MiddleBruner
HighFort Walton Beach
Additional Information
Days on Website291
ZoningResid Single Family
HOA Fees50
HOA Fees Freq.Monthly
Listing Details
OfficeERA American Real Estate
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Listing information last updated on October 25th, 2026 at 5:37pm CDT.